San Mateo County property record for 655 Kelmore St, Moss Beach, CA 94038 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,110 sqft · built 1972 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $735,000 (Aug 2002) |
| Tax Bill | $16,480 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Aug 2021 Document + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-066-220 |
| Primary APN | 037-066-220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,110 sqft Living Area |
| Gross Area | 3,540 sqft |
| 1st Floor Area | 1,770 sqft |
| Basement Area | 1,770 sqft |
| Finished Basement | 1,340 sqft |
| Unfinished Basement | 430 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 KELMORE ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEING LOTS 25 26 & ADJ PTN OF LOT 27 BLK 31 MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 31 |
| Legal Lot Number | 25,27 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-066-220
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 16, 2023 | Intrafamily Transfer, Transfer |
| Aug 10, 2021 | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Aug 10, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 09, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2002 · Amount on Record |
| Deed Sale | Aug 05, 2002 · Amount on Record |
| Prior Sale | Mar 31, 1994 · Amount on Record |
| Deed Document Number | 2002151492 |
| Last Transfer Date | Feb 14, 2023 |
| Transfer Doc | 0000006892 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 16, 2023 |
| Property Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Number | 0000006892 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023-006892 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Jurisdiction | SAN MATEO CA |
|---|---|
| Recording Date | Aug 10, 2021 |
| Property Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Number | 0000117191 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-117191 |
| Record Updated | Sep 01, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 10, 2021 |
| Property Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Number | 0000117192 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-117192 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Number | 0000117193 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-117193 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 09, 2018 |
| Property Address | 655 KELMORE ST, MOSS BEACH, CA 94038-9709 |
| Document Number | 0000087763 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 87763 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9944 CAUGHDENOY RD BREWERTON NY 130299439, BREWERTON, NY 13029-9439 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,085,798 (+2%) Land $542,899 Building $542,899 | ||
| 2025 | $16,480.00 (+9.27%) Homeowner's exemption | $1,064,508 (+4.04%) Land $532,254 Building $532,254 | |
| 2024 | $15,082.00 (+3.59%) | ||
| 2023 | $14,560.00 (+2.88%) Homeowner's exemption | $1,023,174 Land $511,587 Building $511,587 | $1,844,550 |
| 2022 | $14,152.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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