658 Islamorada Dr N, Macclenny, FL 32063 Property Records

Baker County property record for 658 Islamorada Dr N, Macclenny, FL 32063

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,368 sqft · built 2018
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$182,500 (May 2018)
Tax Bill$2,120 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-2S-22-0216-0000-0970

Property Details

APN / Parcel Number

Primary APN28-2S-22-0216-0000-0970

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area1,368 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Garage TypeFinished
Garage Area441 sqft

Exterior Amenities

PorchOpen Porch
Porch Area112 sqft
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address658 ISLAMORADA DR N
CityMACCLENNY
StateFL
Zip32063-8828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 97 CYPRESS POINTE UNIT II PB 3 PGS 104-107 DESC IN OR 2018- 2943 POM 141B
Legal Range22E
Legal Township02S
Legal Section28
Legal SubdivisionCYPRESS POINTE
Legal Lot Number97
Legal Unit2
JurisdictionBAKER FL
Township / Civil DivisionMACCLENNY
Census Block Group2
Census Block2024
Census Tract40101

Owner

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address658 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 12, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 19, 2019Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
May 4, 2018Grant Deed, Subdivision Related Transfer
LOANDEPOT.COM LLC
Dec 20, 2017Grant Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2018 · Amount on File
Deed SaleMay 4, 2018 · Amount on File
Prior SaleJan 30, 2015 · Amount on File
Deed Document Number201800002943
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAKER FL
Property Address658 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
Transaction TypeMortgage
Record UpdatedJan 14, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 ISLAMORADA DR N, MACCLENNY, FL 32063-8828

Mortgage

Document Number0000009220
DateDec 10, 2021
Instrument202100009220
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAKER FL
Property Address658 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 ISLAMORADA DR N, MACCLENNY, FL 32063-8828

Mortgage

Document Number0000007594
DateNov 12, 2020
Instrument202000007594
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAKER FL
Property Address658 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
Document Number0000006870
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 ISLAMORADA DR N MACCLENNY FL 320638828, MACCLENNY, FL 32063-8828

Mortgage

Document Number0000006870
DateSep 30, 2019
Instrument6870
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 29, 2049

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionBAKER FL
Recording DateMay 4, 2018
Property Address658 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
Document Number0000002943
Instrument DateMay 1, 2018
Instrument2943
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 3, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,277.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 ISLAMORADA DR N MACCLENNY FL 320638828, MACCLENNY, FL 32063-8828

Mortgage

Document Number2944
DateMay 4, 2018
Instrument2944
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueMay 3, 2048

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAKER FL
Recording DateDec 20, 2017
Property Address658 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
Document Number0000007339
Instrument DateDec 7, 2017
Instrument7339
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
Tax$1,302.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBaker County
MunicipalityMacclenny City
Unified School DistrictBaker County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,120.00 (+3.41%) Homeowner's exemption$165,709 (+2.9%)$238,563 (+9.15%) Land $35,000 Building $203,563
2024$2,050.00 (+3.17%) Homeowner's exemption$161,039 (+3%)$218,573 (+1.41%) Land $35,000 Building $183,573
2023$1,987.00 (+3.38%) Homeowner's exemption$156,349 (+3%)$215,531 (+7.46%) Land $35,000 Building $180,531
2022$1,922.00 Homeowner's exemption$151,795$200,564 Land $35,000 Building $165,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims31 (1984–2024)
Claims Outside the SFHA7 of 31
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 5 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MACCLENNY
serves 6,500 people · EPA ID FL2020204
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Northeast Florida Telephone Company
Fiber
1,000 / 1,000

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