628 Islamorada Dr N, Macclenny, FL 32063 Property Records

Baker County property record for 628 Islamorada Dr N, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,284 sqft · built 2008
Lot Size	0.17 acres (7,441 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Apr 2009)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2S-22-0216-0000-0940`

Property Details

APN / Parcel Number

Primary APN	`28-2S-22-0216-0000-0940`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	7,441 sqft (0.17 acres)
Garage Type	Finished
Garage Area	400 sqft
Porch	Open Porch
Porch Area	72 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	628 ISLAMORADA DR N
City	MACCLENNY
State	FL
Zip	32063-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 94 CYPRESS POINTE UNIT II PB 3 PGS 104-107 DESC IN OR 2009- 1840 POM 141B
Legal Range	22E
Legal Township	02S
Legal Section	28
Legal Subdivision	CYPRESS POINTE
Legal Lot Number	94
Legal Unit	2
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	2
Census Block	2024
Census Tract	40101

Owner

628 Islamorada Dr N is owned and occupied by an individual who bought it in April 2009.

Source: Baker County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	628 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2009 · Amount on File
Deed Sale	Apr 2, 2009 · Amount on File
Deed Document Number	200900001840
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	628 ISLAMORADA DR N, MACCLENNY, FL 32063-8828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BAKER T&E CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 ISLAMORADA DR N, MACCLENNY, FL 32063-8828

Mortgage

Document Number	0000005759
Date	Sep 3, 2020
Instrument	202000005759

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 628 Islamorada Dr N was $1,031 with a homeowner's exemption, up 4.1% from the year before.

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 (+4.14%) Homeowner's exemption	$102,571 (+2.9%)	$192,040 (+8.25%) Land $35,000 Building $157,040
2024	$990.00 (+4.21%) Homeowner's exemption	$99,680 (+3%)	$177,398 (+0.7%) Land $35,000 Building $142,398
2023	$950.00 (+4.63%) Homeowner's exemption	$96,777 (+3%)	$176,166 (+6.5%) Land $35,000 Building $141,166
2022	$908.00 Homeowner's exemption	$93,958	$165,407 Land $35,000 Building $130,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Islamorada Dr N in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	31 (1984–2024)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 5 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Islamorada Dr N is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Northeast Florida Telephone Company Fiber	1,000 / 1,000