Polk County property record for 658 Harmony Ln, Mill Spring, NC 28756 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 936 sqft Finished Area |
| Lot Size | 43,552 sqft (0.999 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2022) |
| Tax Bill | $1,473.00 (2025) |
| Primary APN | P80-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 936 sqft Finished Area |
| Basement Area | 936 sqft Basement |
| Unfinished Basement | 936 sqft Unfinished |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl Exterior |
| Roof Material | Shingle Roof |
| Lot Area | 43,552 sqft (0.999 acres) |
| Deck Area | Deck Area |
| Porch | Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 57605 |
|---|---|
| Street Address | 658 HARMONY LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 920202 |
Source: Polk County records · APN P80-47
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Dec 12, 2019 | Deed of Trust, Mortgage · Stand Alone First Mortgage LENDUS LLC |
| Jun 19, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST CITIZENS BANK & TRUST CO |
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP |
| Dec 11, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage LENDUS LLC |
| Apr 12, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Prior Transfer Date | Apr 06, 2017 |
| Prior Transfer Doc | 00426/0062 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Document Number | 000481/771 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 481/771 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000445/384 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 445/384 |
| Name | LENDUS LLC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000427/470 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 427/470 |
| Instrument | 004650880014 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MILL SPRING, NC 28756 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 16, 2022 |
| Property Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Document Number | 00470/1926 |
| Book / Page | 470 / 1926 |
| Map Reference | FILE C PG 525 |
| Instrument Date | Jun 02, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 LAKOTA LN, 54, TRYON, NC 28782-5587 |
| Name | Verified Name |
|---|---|
| Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Document Number | 0004701929 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 470/1929 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 11, 2019 |
| Property Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Document Number | 000445/381 |
| Book / Page | 445 / 381 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Document Number | 000445/384 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 445/384 |
| Name | LENDUS LLC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 12, 2017 |
| Property Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
| Document Number | 00426/0062 |
| Book / Page | 426 / 0062 |
| Instrument Date | Apr 06, 2017 |
| Instrument | 004643920003 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 658 HARMONY LN, 658, MILL SPRING, NC 28756-4717 |
| Name | Verified Name |
|---|---|
| Address | 658 HARMONY LN, MILL SPRING, NC 28756-4717 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,473.00 (+43.15%) | $293,333 (+83.22%) Land $25,000 Building $268,333 | $293,333 (+83.22%) Land $25,000 Building $268,333 |
| 2023 | $1,029.00 | $160,099 Land $20,000 Building $140,099 | |
| 2021 | $160,099 Land $20,000 Building $140,099 |
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