Polk County property record for 499 Harmony Ln, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1999 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jun 2008) |
| Tax Bill | $1,898 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P80-119 |
| Primary APN | P80-119 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,040 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 72,310 sqft (1.66 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 31547 |
|---|---|
| Street Address | 499 HARMONY LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.66 ACRES, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 920202 |
Source: Polk County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 254, NAPLES, NC 28760-0254 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2008 · Amount on Record |
| Deed Sale | Jun 27, 2008 · Amount on Record |
| Deed Document Number | 0003660095 |
| Deed Book / Page | 366 / 0095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 499 HARMONY LN, MILL SPRING, NC 28756-4768 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 458/1228 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 458/1228 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,898.00 (+2.26%) | $377,969 (+30.88%) Land $31,105 Building $346,864 | $377,969 (+30.88%) Land $31,105 Building $346,864 |
| 2023 | $1,856.00 | $288,781 Land $23,300 Building $265,481 | |
| 2021 | $288,781 Land $23,300 Building $265,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures