658 Edgewater Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 658 Edgewater Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,771 sqft · built 2004
Lot Size	0.173 acres (7,548 sqft)
Owner	Company Name on Record
Last Sale	$689,500 (Dec 2004)
Tax Bill	$14,922 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220-475-21-00`

Property Details

APN / Parcel Number

Primary APN	`220-475-21-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,771 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,548 sqft (0.173 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	658 EDGEWATER DR
City	SAN MARCOS
State	CA
Zip	92078-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 112 TR 014710
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014710
Legal Block	3
Legal Lot Number	112
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 8, 2021	Intrafamily Transfer, Transfer ELEVATED TITLE LLC
Nov 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2004 · Amount on Record
Deed Sale	Dec 14, 2004 · Amount on Record
Deed Document Number	20041172472
Last Transfer Date	Oct 27, 2021
Transfer Doc	0000775238
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000

Mortgage

Document Number	0000272461
Date	Oct 9, 2023
Instrument	2023-0272461

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2021
Property Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000775240
Map Reference	MAP 14710
Instrument Date	Oct 27, 2021
Instrument	2021-0775240
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2021
Property Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000775238
Map Reference	MAP 14710
Instrument Date	Oct 27, 2021
Instrument	2021-0775238
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000

Mortgage

Document Number	0000775239
Date	Nov 8, 2021
Instrument	2021-0775239

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2020
Property Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000664091
Map Reference	MAP 14710
Instrument Date	Oct 15, 2020
Instrument	2020-0664091
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ELEVATED TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000

Mortgage

Document Number	0000664092
Date	Oct 28, 2020
Instrument	2020-0664092

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2021
Property Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000234894
Map Reference	MAP 14710
Instrument Date	Oct 15, 2020
Instrument	2021-0234894
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	658 EDGEWATER DR, SAN MARCOS, CA 92078-6000

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,904 (+2%) Land $426,499 Building $553,405
2025	$14,922.00 (+6.91%) Homeowner's exemption	$960,691 (+4.04%) Land $418,137 Building $542,554
2023	$13,958.00 (+11.1%) Homeowner's exemption	$923,388 Land $401,901 Building $521,487
2022	$12,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

Nearby Properties on Edgewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures