653 Edgewater Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 653 Edgewater Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,172 sqft · built 2004
Lot Size	0.241 acres (10,507 sqft)
Owner	Trust Name on File
Last Sale	$1,200,000 (Nov 2021)
Tax Bill	$18,495 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220-475-08-00`

Property Details

APN / Parcel Number

Primary APN	`220-475-08-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,172 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,507 sqft (0.241 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	653 EDGEWATER DR
City	SAN MARCOS
State	CA
Zip	92078-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 99 TR 014710
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014710
Legal Block	3
Legal Lot Number	99
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

653 Edgewater Dr is owner-occupied and held in a trust since October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Intrafamily Transfer, Transfer
Oct 12, 2022	Intrafamily Transfer, Transfer
Nov 4, 2021	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 8, 2020	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
May 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AURORA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Dec 1, 2004 · Amount on File
Deed Document Number	2021768644
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000424067
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2022
Property Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Document Number	0000424067
Map Reference	MAP 14710
Instrument Date	Oct 31, 2022
Instrument	2022-0424067
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Investor	Possibly a Property Investor

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2022
Property Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Document Number	0000397134
Map Reference	MAP 14710
Instrument Date	Oct 12, 2022
Instrument	2022-0397134
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Investor	Possibly a Property Investor

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2021
Property Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Document Number	0000768644
Map Reference	MAP 14710
Instrument Date	Oct 7, 2021
Instrument	2021-0768644
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000768645
Date	Nov 4, 2021
Instrument	2021-0768645

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2020
Property Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Document Number	0000235630
Instrument Date	Apr 29, 2020
Instrument	235630
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 EDGEWATER DR SAN MARCOS CA 920786001, SAN MARCOS, CA 92078-6001

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2020
Property Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Document Number	0000235631
Map Reference	MAP 14710
Instrument Date	Apr 29, 2020
Instrument	2020-0235631
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 EDGEWATER DR, SAN MARCOS, CA 92078-6001

Mortgage

Document Number	0000235632
Date	May 8, 2020
Instrument	2020-0235632

Lender

Name	AURORA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 653 Edgewater Dr was $18,495 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,917 (+2%) Land $757,701 Building $541,216
2025	$18,495.00 Homeowner's exemption	$1,273,449 Land $742,845 Building $530,604
2023	$17,281.00 (+1.12%) Homeowner's exemption	$1,224,000 Land $714,000 Building $510,000
2022	$17,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 653 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Edgewater Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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