658 E Walnut St, Frankfort, IN 46041 Property Records

Clinton County property record for 658 E Walnut St, Frankfort, IN 46041

Property Summary

Property Type	Triplex
Details	2 bd · 5 ba · 2,628 sqft · built 1890
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$57,500 (Feb 2023)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-11-159-011.000-021`

Property Details

APN / Parcel Number

Primary APN	`12-10-11-159-011.000-021`
Alternative APNs	`00104741699` `01657130`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	2 Rooms
Units	5 Units
Stories	2 Stories
Building Area	2,628 sqft Living Area
1st Floor Area	2,628 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1944
Architectural Style	Triplex
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00104741699
Street Address	658 E WALNUT ST
City	FRANKFORT
State	IN
Zip	46041-2583
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	016-07011-00 SOUTHARDS ADD BLK 1 E SIDE 32.5 X50.5'
Legal Subdivision	SOUTHARDS ADD
Legal Block	1
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1002
Census Tract	950800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Ridge Historic District listed 2003 · 432 contributing resources · NRIS 03000540

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clinton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5464 W 400 N, THORNTOWN, IN 46071-9388
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage HOOSIER HEARTLAND STATE BANK
May 11, 2023	Deed of Trust, Mortgage HOOSIER HEARTLAND STATE BANK
Feb 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	2023451
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	658 E WALNUT ST, FRANKFORT, IN 46041-2583
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SANDPOINT, ID 83864

Mortgage

Document Number	0020252266
Date	Jul 15, 2025
Instrument	20252266

Lender

Name	HOOSIER HEARTLAND STATE BANK
Type	Bank
Address	1661 S US HIGHWAY 231, CRAWFORDSVILLE, IN 47933

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 11, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	658 E WALNUT ST, FRANKFORT, IN 46041-2583
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ERICH SCHRAMM, SANDPOINT, ID 83864

Mortgage

Document Number	0020231399
Date	May 11, 2023
Instrument	20231399

Lender

Name	HOOSIER HEARTLAND STATE BANK
Type	Bank
Address	CRAWFORDSVILLE, IN 47933

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 10, 2048

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Feb 10, 2023
Property Address	658 E WALNUT ST, FRANKFORT, IN 46041-2583
Document Number	0020230451
Map Reference	PL 1 PG 28&29
Instrument Date	Jan 31, 2023
Instrument	20230451
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 INDIANAPOLIS RD, CRAWFORDSVLLE, IN 47933

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+7.21%)	$136,000 (+32.04%) Land $9,800 Building $126,200	$136,000 (+32.04%) Land $9,800 Building $126,200
2024	$2,802.00 (+18.53%)
2023	$2,364.00 (+18.44%)	$103,000 (+16.91%) Land $9,800 Building $93,200	$103,000 (+16.91%) Land $9,800 Building $93,200
2022	$1,996.00	$88,100 Land $9,800 Building $78,300	$88,100 Land $9,800 Building $78,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Brightspeed, Nextlink, Verizon.

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