653 E Walnut St, Frankfort, IN 46041 Property Records

Clinton County property record for 653 E Walnut St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1968
Lot Size	0.156 acres (6,798 sqft)
Owner	Individual Name on Record
Last Sale	$180,612 (Nov 2024)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01657224,227,228`

Property Details

APN / Parcel Number

Primary APN	`01657224,227,228`
Alternative APNs	`12-10-11-163-004.000-021` `00720650302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,798 sqft (0.156 acres)
Lot Dimensions	68.7 ft deep x 99 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00720650302
Street Address	653 E WALNUT ST
City	FRANKFORT
State	IN
Zip	46041-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-23193-21 SOUTHARDS ADD PTS LOTS 1 & 4 3242-2516-B
Legal Subdivision	SOUTHARDS ADDITION
Legal Lot Number	1,4
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1013
Census Tract	950800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Ridge Historic District listed 2003 · 432 contributing resources · NRIS 03000540

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clinton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	653 E WALNUT ST, FRANKFORT, IN 46041-2562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MILESTONE HOME LENDING LLC
Apr 7, 2021	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	20244107
Prior Transfer Date	Jul 13, 2011
Prior Transfer Doc	0020113301
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Oct 12, 2023
Property Address	653 E WALNUT ST, FRANKFORT, IN 46041-2562
Document Number	0020233321
Map Reference	REC 1 PGS 28 & 29
Instrument Date	Oct 10, 2023
Instrument	20233321
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	METROPOLITAN TTL OF IN LAFAY

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 E WALNUT ST, FRANKFORT, IN 46041-2562

Mortgage

Document Number	0020233322
Date	Oct 12, 2023
Instrument	20233322

Lender

Name	MILESTONE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	653 E WALNUT ST, FRANKFORT, IN 46041-2562
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211648
Date	Apr 7, 2021
Instrument	20211648

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00 (+5.89%) Homeowner's exemption	$147,400 (+24.49%) Land $9,200 Building $138,200	$147,400 (+24.49%) Land $9,200 Building $138,200
2024	$1,393.00 (+5.77%)
2023	$1,317.00 (+20.05%)	$118,400 (+17.34%) Land $9,200 Building $109,200	$118,400 (+17.34%) Land $9,200 Building $109,200
2022	$1,097.00	$100,900 Land $9,200 Building $91,700	$100,900 Land $9,200 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Brightspeed, Nextlink, Verizon.

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