658 Crane St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 658 Crane St, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,052 sqft · built 1900
Lot Size	0.117 acres (5,110 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Mar 2024)
Tax Bill	$6,179 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.38-3-6`

Property Details

APN / Parcel Number

Primary APN	`421500 49.38-3-6`
Alternative APN	`150004903800030060000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,052 sqft Total Area
1st Floor Area	1,026 sqft
2nd Floor Area	1,026 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,110 sqft (0.117 acres)
Lot Dimensions	146 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	658 CRANE ST
City	SCHENECTADY
State	NY
Zip	12303-1154
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE 0005510604 34,000
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4003
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	658 CRANE ST, SCHENECTADY, NY 12303-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 30, 2022	Quit Claim Deed, Transfer CITY OF SCHENECTADY
Aug 26, 2022	Intrafamily Transfer, Transfer
Feb 28, 2018	Grant Deed, Transfer
Sep 1, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	202414680
Deed Book / Page	2126 / 956
Prior Transfer Date	Aug 4, 2022
Prior Transfer Doc	0000045572
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 30, 2023
Property Address	658 CRANE ST, SCHENECTADY, NY 12303-1154
Document Number	0000067524
Book / Page	2120 / 412
Map Reference	CAB A-69
Instrument Date	Oct 30, 2023
Instrument	202367524
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1338 CHRISLER AVE, SCHENECTADY, NY 12303-1823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10322 127TH ST, SOUTH RICHMOND HILL, NY 11419-2230

Mortgage

Document Number	0000067525
Date	Nov 30, 2023
Instrument	202367525

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000067526
Date	Nov 30, 2023
Book Page	5345/222
Instrument	202367526

Lender

Name	CITY OF SCHENETADY
Type	Government Agency
Address	SCHENECTADY, NY 12305

Agreement

Type	Loan Assumption
Amount	Amount Recorded

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 30, 2022
Property Address	658 CRANE ST, SCHENECTADY, NY 12303-1154
Document Number	0000046318
Book / Page	2091 / 962
Map Reference	CAB A-69
Instrument Date	Aug 4, 2022
Instrument	202246318
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 CHRISLER AVE, SCHENECTADY, NY 12303-1823

Mortgage

Document Number	0000046319
Date	Aug 30, 2022
Instrument	202246319

Lender

Name	CITY OF SCHENECTADY
Type	Government Agency

Agreement

Amount	Amount Recorded

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 26, 2022
Property Address	658 CRANE ST, SCHENECTADY, NY 12303-1154
Document Number	0000045572
Book / Page	2091 / 587
Instrument Date	Aug 4, 2022
Instrument	202245572
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905
Investor	Possibly a Property Investor

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 28, 2018
Property Address	658 CRANE ST, SCHENECTADY, NY 12303-1154
Document Number	0000009019
Book / Page	001982 / 000302
Instrument Date	Feb 28, 2018
Instrument	9019
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2017
Property Address	658 CRANE ST, SCHENECTADY, NY 12303-1154
Document Number	0000039655
Book / Page	001970 / 000225
Instrument Date	Sep 1, 2017
Instrument	39655
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,179.00 (+2.18%)
2025	$6,047.00	$103,000 (+71.95%) Land $9,000 Building $94,000	$170,558 (+124.94%) Land $14,903 Building $155,655
2023		$59,900 (-) Land $9,000 Building $50,900	$75,823 (+3.8%) Land $11,392 Building $64,431
2022		$59,900 Land $9,000 Building $50,900	$73,049 Land $10,976 Building $62,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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