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641 Crane St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 641 Crane St, Schenectady, NY 12303 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage2,040 sqft Total Area
Lot Size3,872 sqft (0.088 acres)
OccupancyOwner Occupied
Last Sale$48,502 (2022)
Tax Bill$6,947.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.39-1-21
Alternative APN
  • 150004903900010210000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,040 sqft Total Area
1st Floor1,020 sqft 1st Floor
2nd Floor1,020 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,872 sqft (0.088 acres)
Depth X Width121 ft x 32 ft Depth x Width
Porch Area327 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address641 CRANE ST
CitySCHENECTADY
StateNY
Zip12303-1134
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionDEFOREST NICKLAS MP 2 WOOD
Legal Block1
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1005
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.39-1-21

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address641 CRANE ST, SCHENECTADY, NY 12303-1134
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PREMIUM MORTGAGE CORP
Jul 20, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PREMIUM MORTGAGE CORP
Aug 18, 2022Referee's Deed - Used to Transfer Property Pursuant to a Foreclosure Sale in New York Counties, Foreclosure
LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleMar 08, 2007 · Amount on Record
Deed Doc Number202244270
Deed Book / Page2091 / 193
Record RefreshedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 20, 2023
Property Address641 CRANE ST, SCHENECTADY, NY 12303-1134
Document Number0000041509
Book / Page2112 / 327
Instrument DateJun 28, 2023
Instrument202341509
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,042.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address641 CRANE ST, SCHENECTADY, NY 12303-1134

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 14 LINDEN BLVD, SOUTH OZONE PARK, NY 11420

Mortgage

Document Number0000041510
DateJul 20, 2023
Instrument202341510
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 20, 2023
Property Address641 CRANE ST, SCHENECTADY, NY 12303-1134
Document Number0000041509
Book / Page2112 / 327
Instrument DateJun 28, 2023
Instrument202341509
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,042.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address641 CRANE ST, SCHENECTADY, NY 12303-1134

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 14 LINDEN BLVD, SOUTH OZONE PARK, NY 11420

Mortgage

Document Number0000041510
DateJul 20, 2023
Book Page5318/935
Instrument202341510
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

August 2022: Referee's Deed - Used to Transfer Property Pursuant to a Foreclosure Sale in New York Counties, Foreclosure

Document TypeReferee's Deed - Used to Transfer Property Pursuant to a Foreclosure Sale in New York Counties
JurisdictionSCHENECTADY NY
Recording DateAug 18, 2022
Property Address641 CRANE ST, SCHENECTADY, NY 12303-1134
Document Number0000044270
Book / Page2091 / 193
Instrument DateAug 12, 2022
Instrument202244270
Transaction TypeForeclosure
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$196.00
Amount AccuracyFull Amount Stated
Additional
  • Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2038 WABASH AVE, SCHENECTADY, NY 12306-4110

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,947.00 (+51.88%)$125,000 (+59.85%) Land $11,700 Building $113,300$206,988 (+109.11%) Land $19,374 Building $187,614
2023$78,200 (-) Land $11,700 Building $66,500$98,987 (+3.8%) Land $14,810 Building $84,177
2022$78,200 Land $11,700 Building $66,500$95,366 Land $14,268 Building $81,098
2021$4,574.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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