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658 Cloud Cir, Henderson, TN 38340 Property Records

Chester County property record for 658 Cloud Cir, Henderson, TN 38340 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,277 sqft · built 1975
Lot Size0.32 acres (14,040 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Aug 2021)
Tax Bill$608 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012033O A 01300

Property Details

APN / Parcel Number

Primary APN012033O A 01300
Alternative APN
  • 033O A 01300 00006033J

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,277 sqft Living Area
1st Floor Area1,125 sqft
Upper Floors Area32 sqft
Basement Area1,125 sqft
Finished Basement1,125 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,040 sqft (0.32 acres)
Lot Dimensions78 ft deep x 180 ft wide
Garage Area272 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address658 CLOUD CIR
CityHENDERSON
StateTN
Zip38340-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H50
JurisdictionCHESTER TN
Township / Civil Division6
Census Block Group3
Census Block3034
Census Tract970200

Owner

Source: Chester County records · APN 012033O A 01300

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address658 CLOUD CIR, HENDERSON, TN 38340-1202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2021 · Amount on Record
Deed SaleAug 16, 2021 · Amount on Record
Prior SaleJan 28, 2014 · Amount on Record
Deed Document Number202168193
Deed Book / Page479 / 700
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER TN
Recording DateAug 16, 2021
Property Address658 CLOUD CIR, HENDERSON, TN 38340-1202
Document Number0004790700
Book / Page479 / 700
Instrument DateAug 13, 2021
Instrument68193
Transaction TypeTransfer
Record UpdatedSep 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 CLOUD CIR, HENDERSON, TN 38340-1202

Mortgage

Document Number0000068194
DateAug 16, 2021
Instrument68194
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$608.00 (+19.69%)$29,875 (+46.09%)$119,500 (+46.09%) Land $12,900 Building $106,600
2023$508.00$20,450$81,800 Land $9,800 Building $72,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (47023C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470239702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Aeneas CommunicationsFiber1,000 / 1,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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