Chester County property record for 632 Cloud Cir, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,393 sqft · built 1997 |
| Lot Size | 0.659 acres (28,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $828 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 012033O A 01602 |
| Primary APN | 012033O A 01602 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Upper Floors Area | 112 sqft |
| Basement Area | 1,218 sqft |
| Finished Basement | 1,218 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,700 sqft (0.659 acres) |
| Lot Dimensions | 205 ft deep x 140 ft wide |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 102 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 632 CLOUD CIR |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06 140X205, COUNTY AREA: H50 |
| Legal Subdivision | GUY WEAVER |
| Legal Lot Number | 3 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 970200 |
Source: Chester County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 419 GARLAND ST, MEMPHIS, TN 38104-7026 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2014 |
| Transfer Doc | 0003850463 |
| Record Updated | Sep 20, 2026 |
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Municipality | Henderson City |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $828.00 | $40,675 (-) | $162,700 (-) Land $12,900 Building $149,800 |
| 2025 | $828.00 (+2%) | $40,675 (+46.58%) | $162,700 (+46.58%) Land $12,900 Building $149,800 |
| 2023 | $690.00 | $27,750 | $111,000 Land $9,800 Building $101,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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