658 Clay Way, Ripon, CA 95366 Property Records

San Joaquin County property record for 658 Clay Way, Ripon, CA 95366 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2001
Square Footage3,222 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2020)
Tax Bill$6,888.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-590-310-000
Alternative APN
  • 259-590-31

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,222 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCustom Design Style
Construction TypeWood Construction
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number259-590-31
Street Address658 CLAY WAY
CityRIPON
StateCA
Zip95366-9564
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description98-FM PT OF 259-020-04 PER JACOBS LANDING
Legal SubdivisionJACOBS LANDING
Legal Block4
Legal Lot Number31
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4027
Census Tract5004

Owner

Source: San Joaquin County records · APN 259-590-310-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address658 CLAY WAY, RIPON, CA 95366-9564
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Intrafamily Transfer, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Sep 28, 2020Correction Deed · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleDec 14, 2016 · Amount on Record
Deed Doc Number2020127619
Last Transfer DateDec 19, 2022
Transfer Doc0000144227
Record RefreshedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateDec 27, 2022
Property Address658 CLAY WAY, RIPON, CA 95366-9564
Document Number0000144227
Map ReferenceVOL 33 PG 54
Instrument DateDec 19, 2022
Instrument2022-144227
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 CLAY WAY, RIPON, CA 95366-9564

Mortgage

Document Number0000144228
DateDec 27, 2022
Instrument2022-144228
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 28, 2020
Property Address658 CLAY WAY, RIPON, CA 95366-9564
Document Number0000127619
Map ReferenceDOC 98042729
Instrument DateSep 02, 2020
Instrument2020-127619
Record UpdatedAug 03, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 CLAY WAY, RIPON, CA 95366-9564

Mortgage

Document Number0000127620
DateSep 28, 2020
Instrument2020-127620
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 28, 2017
Property Address658 CLAY WAY, RIPON, CA 95366-9564
Document Number0000112354
Instrument DateSep 13, 2017
Instrument112354
Transaction TypeTransfer
Record UpdatedOct 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address658 CLAY WAY RIPON CA 953669564, RIPON, CA 95366-9564

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,888.00 (+3.78%) Homeowner's exemption$631,436 (+4.04%) Land $190,306 Building $441,130
2023$6,637.00 (+0.47%) Homeowner's exemption$606,918 Land $182,917 Building $424,001$660,870
2022$6,606.00

Flood & Wildfire

658 Clay Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Clay Way

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