San Joaquin County property record for 646 Clay Way, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,232 sqft Living Area |
| Lot Size | 6,000 sqft (0.137 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2013) |
| Tax Bill | $4,442.00 (2025) |
| Primary APN | 259-590-320-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,232 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 6,000 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 414 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 646 CLAY WAY |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9564 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 98-FM PT OF 259-020-04 PER JACOBS LANDING |
| Legal Subdivision | JACOBS LANDING |
| Legal Lot Number | 32 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4027 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 259-590-320-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 646 CLAY WAY, RIPON, CA 95366-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2013 · Amount on Record |
| Deed Sale | Jun 19, 2013 · Amount on Record |
| Prior Sale | Jun 19, 2013 · Amount on Record |
| Deed Doc Number | 0000080968 |
| Last Transfer Date | May 13, 2021 |
| Transfer Doc | 0000084039 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 13, 2021 |
| Property Address | 646 CLAY WAY, RIPON, CA 95366-9564 |
| Document Number | 0000084039 |
| Map Reference | MB 33 PG 54 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021-084039 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 646 CLAY WAY, RIPON, CA 95366-9564 |
| Document Number | 0000084040 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-084040 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,442.00 (+3.74%) Homeowner's exemption | $402,793 (+4.04%) Land $98,509 Building $304,284 |
| 2023 | $4,282.00 (+1.61%) Homeowner's exemption | $387,154 Land $94,685 Building $292,469 |
| 2022 | $4,214.00 |
646 Clay Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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