Shiawassee County property record for 658 1st St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,938 sqft · built 1954 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,500 (Sep 2009) |
| Tax Bill | $4,645 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-002-003-00 |
| Primary APN | 050-670-002-003-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Custom Design |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 336 sqft |
| Street Address | 658 1ST ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 2 H N & S A WILLIAMS ADDN ALSO W 14' OF ADJ VAC ALLEY |
| Legal Subdivision | WILLIAMS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 658 1ST ST, OWOSSO, MI 48867-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Aug 7, 2019 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2009 · Amount on Record |
| Deed Sale | Sep 22, 2009 · Amount on Record |
| Prior Sale | Sep 8, 2005 · Amount on Record |
| Deed Document Number | 20093203283 |
| Deed Book / Page | 1140 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 658 1ST ST, OWOSSO, MI 48867-2105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 658 1ST ST, OWOSSO, MI 48867-2105 |
| Document Number | 0012870836 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 1287/836 |
| Instrument | 3351647 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 7, 2019 |
| Property Address | 658 1ST ST, OWOSSO, MI 48867-2105 |
| Document Number | 0012590762 |
| Book / Page | 001259 / 000762 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 3323327 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,349.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 658 1ST ST OWOSSO MI 488672105, OWOSSO, MI 48867-2105 |
| Document Number | 12590763 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 001259/000763 |
| Instrument | 3323328 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2049 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,100 (+9%) | $334,200 (+9%) | |
| 2025 | $4,645.00 (+4.9%) Homeowner's exemption | $153,300 (+22.35%) | $306,600 (+22.35%) |
| 2023 | $4,428.00 Homeowner's exemption | $125,300 | $250,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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