Shiawassee County property record for 655 1st St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jan 2013) |
| Tax Bill | $7,453 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-003-006-00 |
| Primary APN | 050-670-003-006-00 |
|---|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Street Address | 655 1ST ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10 & 11 BLK 3 H N & S A WILLIAMS ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | WILLIAMS ADD |
| Legal Block | 3 |
| Legal Lot Number | 10-11 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30400 |
Source: Shiawassee County records · APN 050-670-003-006-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 1ST ST, OWOSSO, MI 48867-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Feb 02, 2017 | Deed of Trust, Mortgage CHEMICAL BANK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Sep 05, 2018 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK |
| Sep 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2013 · Amount on Record |
| Deed Sale | Jan 16, 2013 · Amount on Record |
| Deed Document Number | 20133243996 |
| Deed Book / Page | 1180 / 992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 655 1ST ST, OWOSSO, MI 48867-2104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 655 1ST ST, OWOSSO, MI 48867-2104 |
| Document Number | 0013040912 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 1304/912 |
| Instrument | 3369007 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 655 1ST ST, OWOSSO, MI 48867-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CFC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0012300625 |
|---|---|
| Date | Feb 02, 2017 |
| Book Page | 1230/0625 |
| Instrument | 3293933 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 655 1ST ST, OWOSSO, MI 48867-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012710893 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 1271/893 |
| Instrument | 3335548 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 655 1ST ST, OWOSSO, MI 48867-2104 |
| Document Number | 0012490850 |
| Instrument Date | Sep 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 1ST ST OWOSSO MI 488672104, OWOSSO, MI 48867-2104 |
| Document Number | 0012490850 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 001249/000850 |
| Instrument | 3313231 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 655 1ST ST, OWOSSO, MI 48867-2104 |
| Document Number | 0012500056 |
| Instrument Date | Sep 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 1ST ST OWOSSO MI 488672104, OWOSSO, MI 48867-2104 |
| Document Number | 0012500056 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 001250/000056 |
| Instrument | 3313436 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,500 (+10.76%) | $599,000 (+10.76%) | |
| 2025 | $7,453.00 (+4.9%) Homeowner's exemption | $270,400 (+22.41%) | $540,800 (+22.41%) |
| 2023 | $7,105.00 Homeowner's exemption | $220,900 | $441,800 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures