Hamilton County property record for 6576 Spindlewick Ln, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,468 sqft · built 1990 |
| Lot Size | 0.726 acres (31,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,500 (May 2003) |
| Tax Bill | $7,184 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-0001-0213-00 |
| Primary APN | 002-0001-0213-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 3,963 sqft |
| 1st Floor Area | 1,380 sqft |
| 2nd Floor Area | 1,088 sqft |
| Basement Area | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 31,625 sqft (0.726 acres) |
| Lot Dimensions | 279 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6576 SPINDLEWICK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | SPINDLEWICK LANE 58.16 X 279.49 FT IRR LOT19 TRAILWOOD II BL A |
| Legal Subdivision | TRAILWOOD |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4602 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6576 SPINDLEWICK LN, CINCINNATI, OH 45230-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 11, 2018 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2003 · Amount on Record |
| Deed Sale | May 30, 2003 · Amount on Record |
| Deed Document Number | 2003388860 |
| Deed Book / Page | 9280 / 2008 |
| Last Transfer Date | Apr 6, 2007 |
| Transfer Doc | 0000151860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6576 SPINDLEWICK LN, CINCINNATI, OH 45230-2433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000075047 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 14721/72 |
| Instrument | 2022-0075047 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6576 SPINDLEWICK LN, CINCINNATI, OH 45230-2433 |
| Document Number | 0000110653 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Name | Verified Name |
|---|---|
| Address | 6576 SPINDLEWICK LN CINCINNATI OH 452302433, CINCINNATI, OH 45230-2433 |
| Document Number | 0000110653 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 013817/001434 |
| Instrument | 110653 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,184.00 (+3.13%) | $116,645 (-) Land $17,290 Building $99,355 | $333,270 (-) Land $49,400 Building $283,870 |
| 2024 | $6,966.00 (-2.22%) | $116,645 (-) Land $17,290 Building $99,355 | |
| 2023 | $7,124.00 (+15.05%) | $116,645 (+34.76%) Land $17,290 Building $99,355 | $333,270 (+34.76%) Land $49,400 Building $283,870 |
| 2022 | $6,192.00 Homeowner's exemption | $86,555 Land $14,630 Building $71,925 | |
| 2020 | $247,300 Land $41,800 Building $205,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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