65737 78th St, Bend, OR 97703 Property Records

Deschutes County property record for 65737 78th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,805 sqft · built 2017
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Feb 2023)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161215-D0-01900`

Property Details

APN / Parcel Number

Primary APN	`161215-D0-01900`
Alternative APNs	`R2004161215D001900` `130633`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	2,305 sqft
1st Floor Area	1,805 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	158,123 sqft (3.63 acres)
Garage Area	500 sqft
Shed	1 Shed

Location & Zoning

Account Number	130633
Street Address	65737 78TH ST
City	BEND
State	OR
Zip	97703-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	SECOND ADDITION TO WHISPERING PINES ESTATES BLOCK 21 LOT PT 15
Legal Range	12
Legal Township	16
Legal Section	15
Legal Subdivision	SECOND ADDITION TO WHISPERING PINES ESTA
Legal Block	21
Legal Lot Number	15
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2021
Census Tract	1002

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65737 78TH ST, BEND, OR 97703-7803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	20234438
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 28, 2023
Property Address	65737 78TH ST, BEND, OR 97703-7803
Document Number	0000004438
Instrument Date	Feb 27, 2023
Instrument	2023-04438
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10334 EQUESTRIAN DR, ELK GROVE, CA 95624-9479

Mortgage

Document Number	0000004439
Date	Feb 28, 2023
Instrument	2023-04439

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65737 78TH ST, BEND, OR 97703-7803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021245
Date	Jun 2, 2017
Instrument	2017-21245

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,367.00 (+4.62%)	$258,240 (+3%)	$797,480 (-5.47%) Land $333,160 Building $464,320
2024	$4,174.00 (+4.04%)	$250,727 (+2.16%)	$843,590 (-0.94%) Land $309,890 Building $533,700
2023	$4,012.00	$245,420	$851,600 Land $317,900 Building $533,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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