65710 78th St, Bend, OR 97703 Property Records

Deschutes County property record for 65710 78th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,994 sqft · built 2002
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Mar 2000)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161215 D0 01500`

Property Details

APN / Parcel Number

Primary APN	`161215 D0 01500`
Alternative APNs	`R2004161215D001500` `130637`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,994 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	920 sqft
Attic	Attic
Attic Area	666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Lot Area	126,324 sqft (2.9 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	588 sqft
Deck Area	485 sqft

Location & Zoning

Account Number	130637
Old Parcel Number	R2004161215D001500
Street Address	65710 78TH ST
City	BEND
State	OR
Zip	97703-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:29 SUBD:SECOND ADDITION TO WHISPERING PINES ESTA SEC/TWN/RNG/MER:SEC 15 TWN 16 RNG 12 MAP REF:161215-D0
Legal Range	12E
Legal Township	16S
Legal Section	15
Legal Quarter	SE
Legal Subdivision	SECOND ADDITION TO WHISPERING PINES ESTA
Legal Block	29
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2020
Census Tract	1002

Owner

65710 78th St is owned and occupied by two individuals who bought it in March 2000.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65710 78TH ST, BEND, OR 97703-7803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2000 · Amount on File
Deed Sale	Mar 7, 2000 · Amount on File
Deed Document Number	0200010151
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65710 78TH ST, BEND, OR 97703-7803
Document Number	0000007423
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65710 78TH ST BEND OR 977037803, BEND, OR 97703-7803

Mortgage

Document Number	0000007423
Date	Feb 20, 2020
Instrument	7423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 65710 78th St was $4,506, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,506.00 (+4.62%)	$266,460 (+3%)	$869,950 (-5.99%) Land $338,810 Building $531,140
2024	$4,307.00 (+4.9%)	$258,700 (+3%)	$925,400 (-) Land $314,900 Building $610,500
2023	$4,106.00	$251,170	$925,400 Land $314,900 Building $610,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65710 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65710 78th St is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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