65705 Hwy 20, Bend, OR 97703 Property Records

Deschutes County property record for 65705 Hwy 20, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 4,038 sqft · built 1980
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (May 2017)
Tax Bill	$8,826 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161115-00-00902`

Property Details

APN / Parcel Number

Primary APN	`161115-00-00902`
Alternative APNs	`R20071611150000902` `158275`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,038 sqft Living Area
1st Floor Area	2,706 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Lot Area	222,156 sqft (5.1 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	1 sqft
Deck Area	688 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	158275
Street Address	65705 HIGHWAY 20
City	BEND
State	OR
Zip	97703-9189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Range	11
Legal Township	16
Legal Section	15
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	1
Census Block	1001
Census Tract	602

Owner

Source: Deschutes County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65705 HIGHWAY 20, BEND, OR 97703-9189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit RIVERMARK COMMUNITY CU
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 19, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Deed Document Number	201719093
Prior Transfer Date	Jul 1, 2010
Prior Transfer Doc	0000026625
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65705 HIGHWAY 20, BEND, OR 97703-9189
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029078
Date	Jun 22, 2020
Instrument	2020-29078

Lender

Name	RIVERMARK COMMUNITY CU
Type	Credit Union
Address	BEAVERTON, OR 97076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Jun 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65705 HIGHWAY 20, BEND, OR 97703-9189
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022018
Date	May 15, 2020
Instrument	2020-22018

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 19, 2017
Property Address	65705 HIGHWAY 20, BEND, OR 97703-9189
Document Number	0000019093
Instrument Date	Mar 27, 2017
Instrument	2017-19093
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65705 HIGHWAY 20, BEND, OR 97703-9189

Mortgage

Document Number	0000019094
Date	May 19, 2017
Instrument	2017-19094

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,826.00 (+4.57%)	$562,700 (+3%)	$1,325,210 (-12.29%) Land $516,130 Building $809,080
2024	$8,440.00 (+5.79%)	$546,320 (+3%)	$1,510,900 (-) Land $559,050 Building $951,850
2023	$7,978.00	$530,410	$1,510,900 Land $559,050 Building $951,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 43% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Wind Wireless Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 20

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