65675 Hwy 20, Bend, OR 97703 Property Records

Deschutes County property record for 65675 Hwy 20, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1972
Lot Size	16.7 acres (730,066 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Jan 2022 Transfer Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161115-00-00800`

Property Details

APN / Parcel Number

Primary APN	`161115-00-00800`
Alternative APNs	`R20071611150000800` `132043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,248 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	730,066 sqft (16.7 acres)
Garage Area	780 sqft

Exterior Amenities

Deck Area	290 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	132043
Street Address	65675 HIGHWAY 20
City	BEND
State	OR
Zip	97703-9189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Description	SEC 15 - E1/2SE1/4SE1/4 EXCEPTING: PTN LY WITHIN HWY 20 ALSO EXCEPTING: THAT PTN CONVEYED BY ...
Legal Range	11
Legal Township	16
Legal Section	15
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	1
Census Block	1001
Census Tract	602

Owner

65675 Hwy 20 is owned by two individuals who acquired it in December 2021.

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2233 SE 54TH AVE, PORTLAND, OR 97215-3921
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Intrafamily Transfer, Transfer
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 5, 2019	Quit Claim Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2013
Deed Sale	Mar 18, 2013
Deed Document Number	201311134
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000001230
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 10, 2022
Property Address	65675 HIGHWAY 20, BEND, OR 97703-9189
Document Number	0000001230
Instrument Date	Dec 29, 2021
Instrument	2022-01230
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2233 SE 45TH AVE, PORTLAND, OR 97215-3727

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65675 HIGHWAY 20, BEND, OR 97703-9189
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051051
Date	Dec 27, 2019
Instrument	2019-51051

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 5, 2019
Property Address	65675 HIGHWAY 20, BEND, OR 97703-9189
Document Number	0000047526
Instrument Date	Dec 4, 2019
Instrument	47526
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2233 SE 54TH AVE PORTLAND OR 972153921, PORTLAND, OR 97215-3921

Tax Assessment & Valuation

The 2025 property tax bill for 65675 Hwy 20 was $4,009, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 (+4.56%)	$255,620 (+3%)	$782,750 (-9.83%) Land $574,080 Building $208,670
2024	$3,834.00 (+5.79%)	$248,180 (+3%)	$868,110 (-) Land $622,610 Building $245,500
2023	$3,624.00	$240,960	$868,110 Land $622,610 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65675 Hwy 20 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65675 Hwy 20 is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 43% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Wind Wireless Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 20

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