6570 Emerald Forest Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6570 Emerald Forest Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,984 sqft · built 2006
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$2,050 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-2N-29-1045-00000-0070`

Property Details

APN / Parcel Number

Primary APN	`14-2N-29-1045-00000-0070`
Alternative APN	`N292141045000000070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	3,608 sqft
1st Floor Area	1,984 sqft
Attic	Attic
Attic Area	360 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	426 sqft
Deck Area	262 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6570 EMERALD FOREST DR
City	MILTON
State	FL
Zip	32570-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	EMERALD FOREST LOT 7 AS DES IN OR 1359 PG 1442 & OR 3136 PG 993 & AS DES IN OR 4308 PG 878
Legal Range	29W
Legal Township	2N
Legal Section	14
Legal Subdivision	EMERALD FOREST
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1000
Census Tract	10504

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6570 EMERALD FOREST DR, MILTON, FL 32570-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 22, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 3, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 24, 2012
Transfer Doc	0031360993
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6570 EMERALD FOREST DR, MILTON, FL 32570-8137
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6570 EMERALD FOREST DR, MILTON, FL 32570-8137

Mortgage

Document Number	0042460029
Date	Feb 15, 2022
Book Page	4246/29
Instrument	202208846

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 22, 2022
Property Address	6570 EMERALD FOREST DR, MILTON, FL 32570-8137
Document Number	0043080878
Book / Page	4308 / 878
Map Reference	MB F PG 37
Instrument Date	Jan 24, 2022
Instrument	202243067
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6570 EMERALD FOREST DR, 6570, MILTON, FL 32570-8137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6570 EMERALD FOREST DR, MILTON, FL 32570-8137

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6570 EMERALD FOREST DR, MILTON, FL 32570-8137
Document Number	0036050474
Book / Page	003605 / 000474
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6570 EMERALD FOREST DR MILTON FL 325708137, MILTON, FL 32570-8137

Mortgage

Document Number	0036050474
Date	Mar 9, 2017
Book Page	003605/000474
Instrument	9240

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,123 (+2.9%)	$284,393 (+5.2%) Land $46,800 Building $237,593
2024	$2,050.00 (+2.04%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$213,919 (+3%)	$270,324 (+0.49%) Land $46,800 Building $223,524
2023	$2,009.00 (-0.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$207,688 (+3%)	$269,008 (-0.1%) Land $46,800 Building $222,208
2022	$2,011.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$201,639	$269,284 Land $46,800 Building $222,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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