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6547 Emerald Forest Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6547 Emerald Forest Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,931 sqft · built 2007
Lot Size4.74 acres (206,474 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Jan 2016)
Tax Bill$2,855 (2024)
Deeds & MortgagesApr 2021 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN14-2N-29-1045-00000-0051

Property Details

APN / Parcel Number

Primary APN14-2N-29-1045-00000-0051
Alternative APN
  • N292141045000000051

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,931 sqft Living Area
Gross Area4,015 sqft
1st Floor Area2,931 sqft
Upper Floors Area344 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area206,474 sqft (4.74 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area502 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6547 EMERALD FOREST DR
CityMILTON
StateFL
Zip32570-8138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionEMERALD FOREST PORT OF LOT 5 SUBD OF SECS 14 & 23 DES AS: COM NW COR SEC 23 TH S ALG W LI SEC 23 570.30 FT TO POB TH N 89*E 1211.89 FT TH N 33*E 160.92 FT TH SLY ALG CURVED R/W EMERALD FOREST DR (R= 50 FT CB=S 25*0901E) 36.92 FT TH S 21*W 289.09 FT T
Legal Range29W
Legal Township2N
Legal Section14
Legal SubdivisionEMERALD FOREST
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1000
Census Tract10504

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6547 EMERALD FOREST DR, MILTON, FL 32570-8138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Aug 10, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 2016 · Amount on Record
Deed SaleJan 1, 2016 · Amount on Record
Prior SaleAug 30, 2013 · Amount on Record
Deed Book / Page3492 / 32
Last Transfer DateJan 25, 2016
Transfer Doc0034920032
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6547 EMERALD FOREST DR, MILTON, FL 32570-8138
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6547 EMERALD FOREST DR, MILTON, FL 32570-8138

Mortgage

Document Number0041071888
DateApr 22, 2021
Book Page4107/1888
Instrument202126814
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6547 EMERALD FOREST DR, MILTON, FL 32570-8138
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6547 EMERALD FOREST DR, MILTON, FL 32570-8138

Mortgage

Document Number0043150140
DateAug 10, 2022
Book Page4315/140
Instrument202246851
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 1, 2062

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$287,804 (+2.9%)$370,002 (+1.39%) Land $55,458 Building $314,544
2024$2,855.00 (+1.78%) Homeowner's exemption Disabled Person's exemption$279,693 (+3%)$364,933 (+0.68%) Land $55,458 Building $309,475
2023$2,805.00 (+2.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$271,547 (+3%)$362,468 (+1.95%) Land $55,458 Building $307,010
2022$2,741.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$263,638$355,539 Land $55,458 Building $300,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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