657 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 657 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,090 sqft · built 1939
Lot Size	0.401 acres (17,511 sqft)
Owner	2 Company Names on Record
Tax Bill	$15,199 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025-0001-0042-00`

Property Details

APN / Parcel Number

Primary APN	`025-0001-0042-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,090 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	1,506 sqft
Upper Floors Area	531 sqft
Basement Area	975 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,511 sqft (0.401 acres)
Lot Dimensions	179 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	657 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AV 100 X 179.86 PT LOT 5 J TOTTENS SUB PLAT A
Legal Subdivision	J TOTTENS SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3008
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	657 STANLEY AVE, CINCINNATI, OH 45226-1940
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 2, 2021	Intrafamily Transfer, Transfer
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Feb 28, 1997 · Amount on Record
Last Transfer Date	Mar 2, 2021
Transfer Doc	0000026637
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	657 STANLEY AVE, CINCINNATI, OH 45226-1940
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018692
Date	Feb 12, 2021
Book Page	14354/661
Instrument	2021-0018692

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2036
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	657 STANLEY AVE, CINCINNATI, OH 45226-1940
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105227
Date	Nov 27, 2019
Book Page	14053/00474
Instrument	2019-0105227

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 2, 2021
Property Address	657 STANLEY AVE, CINCINNATI, OH 45226-1940
Document Number	0000026637
Book / Page	14365 / 3416
Map Reference	MB 5 PG 210
Instrument Date	Feb 23, 2021
Instrument	2021-0026637
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	657 STANLEY AVE, CINCINNATI, OH 45226-1940

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	657 STANLEY AVE, CINCINNATI, OH 45226-1940
Document Number	0000064362
Book / Page	013460 / 002253
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	657 STANLEY AVE CINCINNATI OH 452261940, CINCINNATI, OH 45226-1940

Mortgage

Document Number	0000064362
Date	Jul 17, 2017
Book Page	013460/002253
Instrument	64362

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,199.00 (+3.13%)	$246,869 (-) Land $78,302 Building $168,567
2024	$14,737.00 (-2.21%)	$246,869 (-) Land $78,302 Building $168,567
2023	$15,070.00 (-8.61%)	$246,869 (+1.86%) Land $78,302 Building $168,567	$705,340 (+1.86%) Land $223,720 Building $481,620
2022	$16,490.00 Homeowner's exemption	$242,358 Land $74,298 Building $168,060
2020			$692,450 Land $212,280 Building $480,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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