653 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 653 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,566 sqft · built 1926
Lot Size	0.608 acres (26,515 sqft)
Owner	Company Name on Record
Last Sale	$542,405 (Jan 2015)
Tax Bill	$18,342 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025-0001-0085-00`

Property Details

APN / Parcel Number

Primary APN	`025-0001-0085-00`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,566 sqft Living Area
1st Floor Area	1,808 sqft
2nd Floor Area	1,758 sqft
Upper Floors Area	1,758 sqft
Basement Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	26,515 sqft (0.608 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	653 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AVE 0.6087 AC
Legal Subdivision	ESTATE/JOHN TOTTEN A
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3008
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	653 STANLEY AVE, CINCINNATI, OH 45226-1940
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 13, 2020	Loan Modification, Mortgage KEMBA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2015 · Amount on Record
Deed Sale	Jan 5, 2015 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Document Number	0000000946
Deed Book / Page	12789 / 01854
Last Transfer Date	Feb 2, 2016
Transfer Doc	0000010069
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 STANLEY AVE, CINCINNATI, OH 45226-1940
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003328
Date	Nov 13, 2017
Instrument	17-0103328

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 STANLEY AVE, CINCINNATI, OH 45226-1940
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002120
Date	Jan 6, 2022
Book Page	14578/2178
Instrument	2022-0002120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 STANLEY AVE, CINCINNATI, OH 45226-1940
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026686
Date	Mar 14, 2022
Book Page	14623/697
Instrument	2022-0026686

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	653 STANLEY AVE, CINCINNATI, OH 45226-1940
Document Number	0000122042
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	653 STANLEY AVE CINCINNATI OH 452261940, CINCINNATI, OH 45226-1940

Mortgage

Document Number	0000122042
Date	Nov 19, 2020
Book Page	014299/001552
Instrument	122042

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,342.00 (+3.08%)	$296,709 (+%) Land $113,088 Building $183,621
2024	$17,794.00 (-2.17%)	$296,708 (-) Land $113,088 Building $183,620
2023	$18,189.00 (-9.08%)	$296,708 (+1.28%) Land $113,088 Building $183,620	$847,740 (+1.28%) Land $323,110 Building $524,630
2022	$20,006.00 Homeowner's exemption	$292,951 Land $107,356 Building $185,595
2020			$837,000 Land $306,730 Building $530,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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