Rhea County property record for 657 Spruce Dr, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,189 sqft · built 2007 |
| Lot Size | 4.15 acres (180,774 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,279 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 072038 08200 |
| Primary APN | 072038 08200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,189 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Upper Floors Area | 1,368 sqft |
| Basement Area | 1,368 sqft |
| Finished Basement | 972 sqft |
| Unfinished Basement | 396 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 180,774 sqft (4.15 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,536 sqft |
| Deck Area | 96 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 657 SPRUCE DR |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1 |
| Legal Subdivision | WILLIAM W ROBERTS |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 975000 |
The current owner of 657 Spruce Dr acquired it in January 2002.
Source: Rhea County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4112 VALLARTA CT, SARASOTA, FL 34233-5031 |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Aug 7, 1998 · Amount on File |
| Last Transfer Date | Jan 9, 2002 |
| Transfer Doc | 324322 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 657 Spruce Dr was $1,279.
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 | $94,825 Land $11,875 Building $82,950 | |
| 2024 | $379,300 Land $47,500 Building $331,800 | ||
| 2022 | $71,675 Land $7,950 Building $63,725 | $286,700 Land $31,800 Building $254,900 | |
| 2021 | $1,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Spruce Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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