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1210 Spruce Dr, Spring City, TN 37381 Property Records

Rhea County property record for 1210 Spruce Dr, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details1 ba · 624 sqft · built 2024
Lot Size0.856 acres (37,297 sqft)
Owner2 Individual Names on File
Last Sale$77,000 (Nov 2023)
Tax Bill$343 (2025)
Deeds & MortgagesApr 2025 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN072038F A 00300

Property Details

APN / Parcel Number

Primary APN072038F A 00300
Alternative APN
  • 038F A 00300

Interior

Full Baths1 Bath
Stories1 Story
Building Area624 sqft Living Area
1st Floor Area624 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,297 sqft (0.856 acres)
Lot Dimensions247 ft deep x 151 ft wide
TerrainRolling
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Street Address1210 SPRUCE DR
CitySPRING CITY
StateTN
Zip37381-4770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1; SUBDIVISION: LAKEWOOD VILLAGE UNIT 2
Legal SubdivisionLAKEWOOD VILLAGE UNIT 2
Legal Lot Number130
Legal Unit2
JurisdictionRHEA TN
Township / Civil Division1
Census Block Group2
Census Block2036
Census Tract975000

Owner

1210 Spruce Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Rhea County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1210 SPRUCE DR, SPRING CITY, TN 37381-4770
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2025Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Sep 18, 2020Warranty Deed, Transfer
CROSSLAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2023 · Amount on File
Deed SaleNov 20, 2023 · Amount on File
Prior SaleSep 16, 2020 · Amount on File
Deed Document Number202321281
Deed Book / Page519 / 294
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address1210 SPRUCE DR, SPRING CITY, TN 37381-4770
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 SPRUCE DR, SPRING CITY, TN 37381-4770

Mortgage

Document Number0000028040
DateApr 28, 2025
Book PageT726/294
Instrument25028040
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term299 Months
DueMar 1, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateSep 18, 2020
Property AddressSPRUCE DR, SPRING CITY, TN 37381
Document Number0000003698
Book / Page000486 / 000466
Instrument DateSep 9, 2018
Instrument3698
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyCROSSLAND TITLE

Transaction

AmountAmount on Record
Tax$204.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 WALTER AVE RED WING MN 550663361, RED WING, MN 55066-3361

Tax Assessment & Valuation

The 2025 property tax bill for 1210 Spruce Dr was $343.

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$343.00$25,450 Land $2,200 Building $23,250
2024$101,800 Land $8,800 Building $93,000
2022$1,875 Land $1,875$7,500 Land $7,500
2021$42.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1210 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 Spruce Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH U.D. OF RHEA COUNTY
serves 3,640 people · EPA ID TN0000970
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

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