657 Sandker Ln, Cincinnati, OH 45255 Property Records

Hamilton County property record for 657 Sandker Ln, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,426 sqft · built 2022
Lot Size	0.131 acres (5,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,554 (May 2022)
Tax Bill	$9,634 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`500-0111-0231-00`

Property Details

APN / Parcel Number

Primary APN	`500-0111-0231-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,426 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	1,181 sqft
Basement Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,741 sqft (0.131 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	657 SANDKER LN
City	CINCINNATI
State	OH
Zip	45255-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDKER LN LOT 40.1318 AC ENCLAVE OF WOODRUFF SUB BLOCK A
Legal Subdivision	ENCLAVE OF WOODRUFF SUB
Legal Block	A
Legal Lot Number	40
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3006
Census Tract	25103

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 SANDKER LN, CINCINNATI, OH 45255-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 29, 2021	Warranty Deed, Construction Loan · Construction Mortgage MIAMI SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Deed Document Number	2021-0078752
Deed Book / Page	14448 / 1586
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	2021-0078752
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	657 SANDKER LN, CINCINNATI, OH 45255-1501
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051650
Date	May 24, 2022
Book Page	14674/271
Instrument	2022-0051650

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2021
Property Address	657 SANDKER LN, CINCINNATI, OH 45255-1501
Document Number	0000078752
Book / Page	14448 / 1586
Map Reference	MB 468 PG 34&35
Instrument Date	Jun 16, 2021
Instrument	2021-0078752
Transaction Type	Construction Loan
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6355 E KEMPER RD STE 100, 100, CINCINNATI, OH 45241-2388
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078753
Date	Jun 29, 2021
Instrument	2021-0078753

Lender

Name	MIAMI SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2022

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,634.00 (+2.91%)	$154,154 (-) Land $35,000 Building $119,154
2024	$9,362.00 (+7.23%)	$154,154 (+1.82%) Land $35,000 Building $119,154
2023	$8,731.00 (+315.17%)	$151,393 (+380.61%) Land $35,000 Building $116,393	$440,440 (+389.38%) Land $100,000 Building $340,440
2022	$2,103.00	$31,500 Land $31,500
2020			$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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