646 Sandker Ln, Cincinnati, OH 45255 Property Records

Hamilton County property record for 646 Sandker Ln, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,732 sqft · built 2022
Lot Size	0.129 acres (5,641 sqft)
Owner	Individual Name on File
Last Sale	$409,120 (Aug 2022)
Tax Bill	$8,950 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`500-0111-0267-00`

Property Details

APN / Parcel Number

Primary APN	`500-0111-0267-00`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,641 sqft (0.129 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	646 SANDKER LN
City	CINCINNATI
State	OH
Zip	45255-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUTHRIE LN & SANDKER LN0.1295 AC LOT 15ENCLAVE OF WOODRUFF SUB
Legal Subdivision	ENCLAVE OF WOODRUFF SUB
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3006
Census Tract	25103

Owner

646 Sandker Ln is owned and occupied by an individual who bought it in August 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	646 SANDKER LN, CINCINNATI, OH 45255-1500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WARSAW FSLA
May 6, 2021	Warranty Deed, Construction Loan · Construction Mortgage CENTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	0000078739
Deed Book / Page	14729 / 1907
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 12, 2022
Property Address	646 SANDKER LN, CINCINNATI, OH 45255-1500
Document Number	0000078739
Book / Page	14729 / 1907
Map Reference	MB 469 PG 50&51
Instrument Date	Jul 15, 2022
Instrument	2022-0078739
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	646 SANDKER LN, CINCINNATI, OH 45255-1500

Mortgage

Document Number	0000078740
Date	Aug 12, 2022
Instrument	2022-0078740

Lender

Name	WARSAW FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.02%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.02%
Index	Other
Max Rate	9.02%

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 6, 2021
Property Address	646 SANDKER LN, CINCINNATI, OH 45255-1500
Document Number	0000056778
Book / Page	14412 / 2171
Map Reference	MB 469 PG 50&51
Instrument Date	Apr 29, 2021
Instrument	2021-0056778
Transaction Type	Construction Loan
Record Updated	Mar 29, 2024
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6355 E KEMPER RD STE 100, 100, CINCINNATI, OH 45241-2388
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056779
Date	May 6, 2021
Instrument	2021-0056779

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 646 Sandker Ln was $8,950, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,950.00 (+2.91%)	$143,192 (-) Land $35,000 Building $108,192
2024	$8,697.00 (+5.32%)	$143,192 (-) Land $35,000 Building $108,192
2023	$8,258.00 (+685.73%)	$143,192 (+809.16%) Land $35,000 Building $108,192	$409,120 Land $100,000 Building $309,120
2022	$1,051.00	$15,750 Land $15,750
2020			$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 646 Sandker Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Sandker Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Sandker Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures