657 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 657 S Wright St, Naperville, IL 60540 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4.5 Baths
Year BuiltBuilt 2020
Square Footage3,833 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
Garage754 sqft
OccupancyOwner Occupied
Last Sale$1,225,000 (2020)
Tax Bill$27,408.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-19-214-022

Interior

Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area3,833 sqft Living Area
Gross Area5,780 sqft Gross Area
1st Floor1,979 sqft 1st Floor
2nd Floor1,854 sqft 2nd Floor
Basement Area1,947 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Exterior
Lot Area7,841 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage Area754 sqft Garage

Location & Zoning

Street Address657 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-6733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOSER HIGHLANDS UNIT NO 2
Legal SubdivisionMOSER HIGHLANDS
Legal Block2
Legal Lot Number6
Legal Unit2
JurisdictionDU PAGE IL
Minor Civil DivisionLISLE
Census Blockgroup1
Census Block1007
Census Tract846209

Owner

Source: DuPage County records · APN 08-19-214-022

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address657 S WRIGHT ST, NAPERVILLE, IL 60540-6733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED HOME LOANS INC
Jul 10, 2020Warranty Deed, Subdivision Related Transfer
UNITED HM LNS
Oct 25, 2019Trustee's Deed, Construction Loan · Line of Credit
OXFORD BK
Sep 25, 2018Deed, Transfer · Commercial Mortgage
OXFORD BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2020 · Amount on Record
Deed SaleJul 10, 2020 · Amount on Record
Prior SaleSep 25, 2018 · Amount on Record
Deed Doc Number202073271
Prior Transfer DateDec 22, 1992
Prior Transfer Doc0000009391
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address657 S WRIGHT ST, NAPERVILLE, IL 60540-6733
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115868
DateAug 02, 2021
InstrumentR2021-115868
Lender
NameUNITED HOME LOANS INC
TypeMortgage Company
AddressWESTCHESTER, IL 60154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate3%

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 10, 2020
Property Address657 S WRIGHT ST, NAPERVILLE, IL 60540-6733
Document Number0000073271
Instrument DateMay 22, 2020
Instrument73271
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 06, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,838.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address657 S WRIGHT ST NAPERVILLE IL 605406733, NAPERVILLE, IL 60540-6733

Mortgage

Document Number7327
DateJul 10, 2020
Instrument7327
Lender
NameUNITED HM LNS
TypeFunding / Finance Company
AddressWESTCHESTER, IL 60154
Agreement
AmountAmount Recorded
Term360 Months
DueJul 09, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDU PAGE IL
Recording DateOct 25, 2019
Property Address657 S WRIGHT ST, NAPERVILLE, IL 60540-6733
Instrument DateOct 18, 2019
Instrument97736
Transaction TypeConstruction Loan
Record UpdatedNov 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1015 SHIMER CT NAPERVILLE IL 605653454, NAPERVILLE, IL 60565-3454

Mortgage

Document Number0000097736
DateOct 25, 2019
Instrument97736
Lender
NameOXFORD BK
TypeBank
AddressOAK BROOK, IL 60523
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5%

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateSep 25, 2018
Property Address657 S WRIGHT ST, NAPERVILLE, IL 60540-6733
Document Number0000090300
Map ReferenceDOC768354
Instrument DateAug 29, 2018
InstrumentR2018-090300
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE LAND TRUST COM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,757.25
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2441 WARRENVILLE RD STE 100, 2441, LISLE, IL 60532-3642

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 SHIMER CT, NAPERVILLE, IL 60565-3454

Mortgage

Document Number0000090301
DateSep 25, 2018
InstrumentR2018-090301
Lender
NameOXFORD BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueSep 01, 2020
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$27,408.00 (+7.04%)$477,640 (+18.92%) Land $134,519 Building $343,121$1,432,920 (+18.92%) Land $403,557 Building $1,029,363
2022$25,606.00 Homeowner's exemption$401,660 Land $113,120 Building $288,540$1,204,980 Land $339,360 Building $865,620

Flood & Wildfire

657 S Wright St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DuPage County (17043C), updated September 1, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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