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656 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 656 S Wright St, Naperville, IL 60540 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2005
Square Footage6,548 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$1,065,000 (2022)
Tax Bill$24,170.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-19-215-010

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area6,548 sqft Living Area
Gross Area7,088 sqft Gross Area
1st Floor2,140 sqft 1st Floor
2nd Floor2,074 sqft 2nd Floor
Basement Area2,140 sqft Basement
Finished Basement1,600 sqft Finished
Unfinished Basement540 sqft Unfinished
Stories2 Stories
Fireplace1 Fireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage Area651 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address656 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-6734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOSER HIGHLANDS UNIT NO 2
Legal SubdivisionMOSER HIGHLANDS
Legal Block1
Legal Lot Number6
Legal Unit2
JurisdictionDU PAGE IL
Minor Civil DivisionLISLE
Census Blockgroup1
Census Block1024
Census Tract846209

Owner

Source: DuPage County records · APN 08-19-215-010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address838 MANASSAS CT, NAPERVILLE, IL 60540-6403
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jul 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2022 · Amount on Record
Deed SaleOct 05, 2022 · Amount on Record
Prior SaleAug 28, 2006 · Amount on Record
Deed Doc Number202290757
Prior Transfer DateJun 07, 2004
Prior Transfer Doc0000162510
Record RefreshedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateOct 05, 2022
Property Address656 S WRIGHT ST, NAPERVILLE, IL 60540-6734
Document Number0000090757
Map ReferenceMB 89 PG 5-8
Instrument DateSep 14, 2022
InstrumentR2022-090757
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,065.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address656 S WRIGHT ST, NAPERVILLE, IL 60540-6734

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 S WRIGHT ST, NAPERVILLE, IL 60540-6734

Mortgage

Document Number0000090758
DateOct 05, 2022
InstrumentR2022-090758
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.5%
IndexOther
Margin3
Max Rate9.5%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address656 S WRIGHT ST, NAPERVILLE, IL 60540-6734
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069741
DateJul 02, 2020
InstrumentR2020-069741
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 01, 2030

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$24,170.00 (+7.01%)$422,154 (+18.92%) Land $134,519 Building $287,635$1,266,462 (+18.92%) Land $403,557 Building $862,905
2022$22,586.00 Homeowner's exemption$355,000 Land $113,120 Building $241,880$1,065,000 Land $339,360 Building $725,640

Flood & Wildfire

656 S Wright St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DuPage County (17043C), updated September 1, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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