657 S Alberta Spruce Dr, Layton, UT 84041 Property Records

Davis County property record for 657 S Alberta Spruce Dr, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,004 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,400 (Feb 2020)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-796-0383`

Property Details

APN / Parcel Number

Primary APN	`11-796-0383`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Basement Area	1,413 sqft
Unfinished Basement	1,413 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	730 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	657 S ALBERTA SPRUCE DR
City	LAYTON
State	UT
Zip	84041-5297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 383, EVERGREEN FARMS SUBDIVISION - PHASE 3B. CONT. 0.23000 ACRES
Legal Subdivision	THE EVERGREEN FARMS SUBDIVISION
Legal Phase	3B
Legal Lot Number	383
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3017
Census Tract	126002

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 14, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2019	Quit Claim Deed, Transfer COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY
Jun 29, 2018	Grant Deed, Construction Loan · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Nov 7, 2019
Deed Document Number	20203226465
Deed Book / Page	7450 / 141
Prior Transfer Date	Aug 31, 2019
Prior Transfer Doc	0003202022
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	657 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	US TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07712/2039
Date	Mar 9, 2021
Book Page	7712/2039
Instrument	3356755

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 14, 2020
Property Address	657 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Document Number	07450/0141
Book / Page	7450 / 0141
Instrument Date	Feb 13, 2020
Instrument	3226465
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	657 S ALBERTA SPRUCE ST, LAYTON, UT 84041-5297

Mortgage

Document Number	0003226466
Date	Feb 14, 2020
Instrument	3226466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 7, 2019
Property Address	657 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Document Number	0003202022
Book / Page	007385 / 000887
Instrument Date	Aug 31, 2019
Instrument	3202022
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	978 WOODOAK LN SALT LAKE CITY UT 84117, SALT LAKE CITY, UT 84117

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 29, 2018
Property Address	657 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Book / Page	007047 / 002379
Instrument Date	Jun 20, 2018
Instrument	3102482
Transaction Type	Construction Loan
Record Updated	Jul 20, 2018
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	970 WOODOAK LN SALT LAKE CITY UT 84117, SALT LAKE CITY, UT 84117

Mortgage

Document Number	0003102482
Date	Jun 29, 2018
Book Page	007047/002379
Instrument	3102482

Lender

Name	WELLS FARGO BK
Type	Bank
Address	PO BOX 45490, SALT LAKE CITY, UT 84145-0490

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,351 (+8.32%) Land $117,871 Building $254,480	$677,000 (+8.32%) Land $214,310 Building $462,690
2025	$3,274.00 (+1.36%)	$343,750 (+4.34%) Land $119,150 Building $224,600	$625,000 (+4.34%) Land $216,637 Building $408,363
2024	$3,230.00 (+0.53%)
2023	$3,213.00 (-7.75%)	$329,450 Land $72,723 Building $256,726	$599,000 Land $132,225 Building $466,775
2022	$3,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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