649 S Alberta Spruce Dr, Layton, UT 84041 Property Records

Davis County property record for 649 S Alberta Spruce Dr, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,928 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$130 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-796-0382`

Property Details

APN / Parcel Number

Primary APN	`11-796-0382`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	649 S ALBERTA SPRUCE DR
City	LAYTON
State	UT
Zip	84041-5297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 382, EVERGREEN FARMS SUBDIVISION - PHASE 3B. CONT. 0.23000 ACRES
Legal Subdivision	EVERGREEN FARMS SUB - PH 3B
Legal Phase	3B
Legal Lot Number	382
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3017
Census Tract	126002

Owner

Source: Davis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 15, 2021	Deed of Trust, Mortgage AMERICA FIRST FCU
Jan 12, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage MOMENTUM HM LNS
Jan 12, 2018	Quit Claim Deed, Transfer COTTONWOOD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018
Deed Sale	Jan 12, 2018
Prior Sale	Jan 12, 2018
Deed Document Number	3070297
Deed Book / Page	6930 / 1292
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	649 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07455/2380
Date	Feb 24, 2020
Book Page	7455/2380
Instrument	3228761

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	649 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SERVICELINK EAST ES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007744/350
Date	Apr 22, 2021
Book Page	7744/350
Instrument	3374369

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	649 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07866/1002
Date	Oct 15, 2021
Book Page	7866/1002
Instrument	3427635

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2031

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 12, 2018
Property Address	649 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Document Number	0003070297
Book / Page	006930 / 001292
Instrument Date	Jan 12, 2018
Instrument	3070297
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2018
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 S 1900 W LAYTON UT 84041, LAYTON, UT 84041

Mortgage

Document Number	3070298
Date	Jan 12, 2018
Book Page	006930/001293
Instrument	3070298

Lender

Name	MOMENTUM HM LNS
Address	SANDY, UT 84070

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 12, 2018
Property Address	649 S ALBERTA SPRUCE DR, LAYTON, UT 84041-5297
Document Number	0003070296
Book / Page	006930 / 001291
Instrument Date	Jan 11, 2018
Instrument	3070296
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	978 WOODOAK LN SALT LAKE CITY UT 84117, SALT LAKE CITY, UT 84117

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$130.00 (-91.48%)	$326,700 (-40.49%) Land $119,150 Building $207,550	$594,000 (+8.2%) Land $216,637 Building $377,363
2024	$1,525.00 (-1.1%)
2023	$1,542.00 (-33.85%)	$549,000 Land $132,225 Building $416,775	$549,000 Land $132,225 Building $416,775
2022	$2,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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