657 S 1650 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 657 S 1650 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,104 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$155,600 (Apr 2018)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-093-0012`

Property Details

APN / Parcel Number

Primary APN	`46-093-0012`
Alternative APN	`065194`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	3,399 sqft
1st Floor Area	1,104 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1983
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	1,215 sqft
Parking Spaces	5 Parking Spaces
Porch	Raised Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065194
Street Address	657 S 1650 E
City	SPANISH FORK
State	UT
Zip	84660-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLK 2, PLAT A, MOUNT LOAFER SUB.
Legal Subdivision	MOUNT LOAFER SUB
Legal Block	2
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3005
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 S 1650 E, SPANISH FORK, UT 84660-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage UTAH CMNTY FCU
Apr 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UTAH COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Mar 2, 1999 · Amount on Record
Deed Document Number	201836649
Prior Transfer Date	Feb 24, 1999
Prior Transfer Doc	0049980060
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	657 S 1650 E, SPANISH FORK, UT 84660-2738
Document Number	0000000340
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 S 1650 E SPANISH FORK UT 846602738, SPANISH FORK, UT 84660-2738

Mortgage

Document Number	0000000340
Date	Jan 4, 2021
Instrument	340

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2036

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 20, 2018
Property Address	657 S 1650 E, SPANISH FORK, UT 84660-2738
Document Number	0000036649
Instrument Date	Apr 16, 2018
Instrument	036649:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 S 1650 E, SPANISH FORK, UT 84660-2738

Mortgage

Document Number	0000036650
Date	Apr 20, 2018
Instrument	036650:2018

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,345 (-0.86%)	$447,900 (-0.86%) Land $155,100 Building $292,800
2025	$2,393.00 (+12.77%)	$248,490 (+15.46%)	$451,800 (+15.46%) Land $155,100 Building $296,700
2024	$2,122.00 (+1.77%)
2023	$2,085.00 (-4.31%)	$215,215	$391,300 Land $147,600 Building $243,700
2022	$2,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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