640 S 1650 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 640 S 1650 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,640 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-093-0006`

Property Details

APN / Parcel Number

Primary APN	`46-093-0006`
Alternative APN	`065188`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,640 sqft
Basement Area	1,160 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1983
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Porch	Open Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	065188
Street Address	640 S 1650 E
City	SPANISH FORK
State	UT
Zip	84660-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 1, PLAT A, MOUNT LOAFER SUB.
Legal Subdivision	MOUNT LOAFER SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1011
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 S 1650 E, SPANISH FORK, UT 84660-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage HOME PT FIN'L
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2015
Deed Sale	Mar 5, 2015
Deed Document Number	201517980
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	640 S 1650 E, SPANISH FORK, UT 84660-2739
Document Number	0000101091
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	MOUNTAIN VIEW TITLE-OGDEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 S 1650 E SPANISH FORK UT 846602739, SPANISH FORK, UT 84660-2739

Mortgage

Document Number	0000101091
Date	Jul 15, 2020
Instrument	101091

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	640 S 1650 E, SPANISH FORK, UT 84660-2739
Document Number	0000082544
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S 1650 E SPANISH FORK UT 846602739, SPANISH FORK, UT 84660-2739

Mortgage

Document Number	0000082544
Date	Aug 23, 2017
Instrument	82544

Lender

Name	AMERICA FIRST FCU
Type	Funding / Finance Company
Address	RIVERDALE, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,755 (-45.35%)	$434,100 (-0.64%) Land $155,100 Building $279,000
2025	$2,315.00 (+0.04%)	$436,900 (+100.85%) Land $155,100 Building $281,800	$436,900 (+10.47%) Land $155,100 Building $281,800
2024	$2,314.00 (+9.77%)
2023	$2,108.00 (-2.59%)	$217,525	$395,500 Land $147,600 Building $247,900
2022	$2,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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