657 Ross Ave, Hamilton, OH 45013 Property Records

Butler County property record for 657 Ross Ave, Hamilton, OH 45013

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,590 sqft · built 1892
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$132,000 (Jan 2024)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jul 2025 Construction Loan Jan 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6412-104-000-081`

Property Details

APN / Parcel Number

Primary APN	`P6412-104-000-081`
Alternative APNs	`0000200` `171778` `173341`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Units	6 Units
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Triplex
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	171 ft deep x 63 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	657 ROSS AVE
City	HAMILTON
State	OH
Zip	45013-3230
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	18323 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	18323
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4005
Census Tract	1100

Owner

Source: Butler County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7455 HARGUS DR, MAINEVILLE, OH 45039-7360
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Construction Mortgage LENDINGONE LLC
Jan 2, 2024	Warranty Deed, Construction Loan · Construction Mortgage CENTERBANK
Jun 30, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Mar 29, 1996 · Amount on Record
Deed Document Number	202460
Deed Book / Page	10045 / 1174
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	657 ROSS AVE, HAMILTON, OH 45013-3230
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7455 HARGUS DR, MAINEVILLE, OH 45039-7360
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021968
Date	Jul 1, 2025
Book Page	10235/318
Instrument	2025-00021968

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 2, 2024
Property Address	657 ROSS AVE, HAMILTON, OH 45013-3230
Document Number	0000000060
Book / Page	10045 / 1174
Instrument Date	Dec 15, 2023
Instrument	2024-00000060
Transaction Type	Construction Loan
Record Updated	Mar 12, 2024
Title Company	RE TITLE AGENCY LLC, RB TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7455 HARGUS DR, MAINEVILLE, OH 45039-7360

Mortgage

Document Number	0100451177
Date	Jan 2, 2024
Instrument	10045/1177

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 30, 2022
Property Address	657 ROSS AVE, HAMILTON, OH 45013-3230
Document Number	0000029199
Book / Page	9867 / 1023
Instrument Date	May 12, 2022
Instrument	2022-00029199
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7455 HARGUS DR, MAINEVILLE, OH 45039-7360

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (+14.48%)	$46,520 (-) Land $9,790 Building $36,730	$132,920 (-) Land $27,980 Building $104,940
2023	$1,568.00 (-24.87%) Homeowner's exemption	$46,520 (+28.9%) Land $9,790 Building $36,730	$132,920 (+28.9%) Land $27,980 Building $104,940
2022	$2,087.00 Homeowner's exemption	$36,090 Land $9,790 Building $26,300
2020			$103,120 Land $27,980 Building $75,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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