642 Ross Ave, Hamilton, OH 45013 Property Records

Butler County property record for 642 Ross Ave, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,613 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Dec 2017)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6412-104.000-033`

Property Details

APN / Parcel Number

Primary APN	`P6412-104.000-033`
Alternative APNs	`0004700` `108613` `109666`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	91 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004700
Old Parcel Number	P6412104.000033
Street Address	642 ROSS AVE
City	HAMILTON
State	OH
Zip	45013-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1691 S 90.85 & VAC ALLEY
Legal Subdivision	HAMILTON
Legal Lot Number	1691
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4000
Census Tract	1100

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 ROSS AVE, HAMILTON, OH 45013-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 15, 2017	Warranty Deed, Transfer · Conventional with PMI TELHIO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	0000049701
Deed Book / Page	009112 / 001553
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	642 ROSS AVE, HAMILTON, OH 45013-3231
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073999
Date	Dec 30, 2021
Book Page	9786/1707
Instrument	2021-00073999

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 15, 2017
Property Address	642 ROSS AVE, HAMILTON, OH 45013-3231
Document Number	0000049701
Book / Page	009112 / 001553
Instrument Date	Dec 7, 2017
Instrument	49701
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 ROSS AVE HAMILTON OH 450133231, HAMILTON, OH 45013-3231

Mortgage

Document Number	49702
Date	Dec 15, 2017
Book Page	009112/001555
Instrument	49702

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (+1.58%)	$43,590 (-) Land $5,500 Building $38,090	$124,520 (-) Land $15,700 Building $108,820
2023	$1,830.00 (+34.96%)	$43,590 (+5%) Land $5,500 Building $38,090	$124,520 (+50.02%) Land $15,700 Building $108,820
2022	$1,356.00	$29,060 Land $5,500 Building $23,560
2020			$83,000 Land $15,700 Building $67,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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