657 Rolling Hills Rd, Vista, CA 92081 Property Records

San Diego County property record for 657 Rolling Hills Rd, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,882 sqft · built 1990
Lot Size1 acre (43,560 sqft)
OwnerCompany Name on File
Last Sale$1,230,000 (Dec 2020)
Tax Bill$15,015 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Sep 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN183-190-53-00

Property Details

APN / Parcel Number

Primary APN183-190-53-00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area3,882 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area43,560 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address657 ROLLING HILLS RD
CityVISTA
StateCA
Zip92081-7513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionLOT 13 TR 011870
Legal SubdivisionVISTA #82-5
Legal Tract011870
Legal Block1
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1015
Census Tract19904

Owner

657 Rolling Hills Rd is owned by a company that bought it in December 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 230593, ENCINITAS, CA 92023-0593
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 24, 2021Intrafamily Transfer, Transfer
Dec 17, 2020Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2020 · Amount on File
Deed SaleDec 17, 2020 · Amount on File
Prior SaleJun 8, 2012 · Amount on File
Deed Document Number2020813641
Prior Transfer DateJun 9, 1994
Prior Transfer Doc0000436577
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address657 ROLLING HILLS RD, VISTA, CA 92081-7513
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 ROLLING HILLS RD, VISTA, CA 92081-7513

Mortgage

Document Number0000048291
DateFeb 23, 2026
Instrument2026-0048291
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2046

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 24, 2021
Property Address657 ROLLING HILLS RD, VISTA, CA 92081-7513
Document Number0000673816
Map ReferenceMAP 11870
Instrument DateJul 28, 2021
Instrument2021-0673816
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 230593, ENCINITAS, CA 92023-0593

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 17, 2020
Property Address657 ROLLING HILLS RD, VISTA, CA 92081-7513
Document Number0000813641
Map ReferenceMAP 11870
Instrument DateNov 17, 2020
Instrument2020-0813641
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyEQUITY TITLE SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 230593, ENCINITAS, CA 92023-0593

Mortgage

Document Number0000813642
DateDec 17, 2020
Instrument2020-0813642
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 657 Rolling Hills Rd was $15,015 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,358,017 (+2%) Land $916,386 Building $441,631
2025$15,015.00 Homeowner's exemption$1,331,390 Land $898,418 Building $432,972
2023$13,892.00 (+0.25%)$1,279,692 Land $863,532 Building $416,160
2022$13,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 Rolling Hills Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Rolling Hills Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Cox Communications, Verizon.

Nearby Properties on Rolling Hills Rd

Nearby Streets

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