657 River Bend Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 657 River Bend Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,026 sqft · built 2000
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$543,000 (Nov 2021)
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 SEC5T130H`

Property Details

APN / Parcel Number

Primary APN	`08 SEC5T130H`
Alternative APN	`173190`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,026 sqft Heated Area
Gross Area	5,118 sqft
1st Floor Area	1,813 sqft
Upper Floors Area	1,213 sqft
Attic	Attic
Attic Area	690 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Finished
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	294 sqft
Deck Area	418 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173190
Street Address	657 RIVER BEND DR
City	GRANITE FALLS
State	NC
Zip	28630-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2039 PG 2146 YR 2021 ST 1086.00
Legal Subdivision	RIVER BEND CLUB POINTE
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1005
Census Tract	31301

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 RIVER BEND DR, GRANITE FALLS, NC 28630-9385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Sep 20, 2001 · Amount on Record
Deed Document Number	202110065165
Deed Book / Page	2039 / 2146
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 12, 2021
Property Address	657 RIVER BEND DR, GRANITE FALLS, NC 28630-9385
Document Number	0020392146
Book / Page	2039 / 2146
Map Reference	MB 18 PG 8
Instrument Date	Nov 3, 2021
Instrument	10065165
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,086.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2143 6TH ST NW, 2143, HICKORY, NC 28601-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 RIVER BEND DR, GRANITE FALLS, NC 28630-9385

Mortgage

Document Number	0010065166
Date	Nov 12, 2021
Instrument	10065166

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,820.00 (+58.37%)	$603,500 (+55.58%) Land $36,100 Building $567,400	$603,500 (+55.58%) Land $36,100 Building $567,400
2023		$387,900 (-) Land $36,100 Building $351,800	$387,900 (-) Land $36,100 Building $351,800
2022	$2,412.00	$387,900 Land $36,100 Building $351,800	$387,900 Land $36,100 Building $351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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