602 River Bend Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 602 River Bend Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,565 sqft · built 2022
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Dec 2022)
Tax Bill	$3,172 (2026)
Deeds & Mortgages	Feb 2022 Construction Loan Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 SEC5T132J`

Property Details

APN / Parcel Number

Primary APN	`08 SEC5T132J`
Alternative APNs	`172739` `176405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,565 sqft Heated Area
Gross Area	4,939 sqft
1st Floor Area	1,994 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Mixed
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176405
Street Address	602 RIVER BEND DR
City	GRANITE FALLS
State	NC
Zip	28630-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2072 PG 1575 YR 22 ST 1510.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1005
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 RIVER BEND DR, GRANITE FALLS, NC 28630-9385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Construction Mortgage TAYLORSVILLE SAVINGS BANK SSB
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	202210079500
Deed Book / Page	2072 / 1575
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	602 RIVER BEND DR, GRANITE FALLS, NC 28630-9385
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020481654
Date	Feb 22, 2022
Book Page	2048/1654
Instrument	10068949

Lender

Name	TAYLORSVILLE SAVINGS BANK SSB
Type	Bank
Address	TAYLORSVILLE, NC 28681

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 12, 2022
Property Address	602 RIVER BEND DR, GRANITE FALLS, NC 28630-9385
Document Number	0020721575
Book / Page	2072 / 1575
Map Reference	MB 18 PG 247
Instrument Date	Dec 6, 2022
Instrument	10079500
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1379 HUFFMAN BRIDGE RD, MORGANTON, NC 28655-9310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 RIVER BEND DR, GRANITE FALLS, NC 28630-9385

Mortgage

Document Number	0010079501
Date	Dec 12, 2022
Instrument	10079501

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Max Rate	11.5%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 19, 2019
Property Address	602 RIVER BEND DR, GRANITE FALLS, NC 28630-9385
Document Number	0010039623
Book / Page	001978 / 000235
Instrument Date	Dec 19, 2019
Instrument	10039623
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2412 HICKORY NC 286032412, HICKORY, NC 28603-2412

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,172.00 (-30.45%)	$721,100 (-) Land $75,400 Building $645,700
2025	$4,561.00 (+1,371.29%)	$721,100 (+45.62%) Land $75,400 Building $645,700	$721,100 (+45.62%) Land $75,400 Building $645,700
2023		$495,200 (+884.49%) Land $75,400 Building $419,800	$495,200 (+884.49%) Land $75,400 Building $419,800
2022	$310.00	$50,300 Land $50,300	$50,300 Land $50,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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