657 Pavia Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 657 Pavia Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,499 sqft · built 2012
Lot Size	0.034 acres (1,514 sqft)
Owner	Individual Name on File
Last Sale	$363,000 (Mar 2021)
Tax Bill	$4,680 (2022)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-20-30-514-0000-0500`

Property Details

APN / Parcel Number

Primary APN	`08-20-30-514-0000-0500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	3 Stories
Building Area	2,499 sqft Living Area
1st Floor Area	565 sqft
2nd Floor Area	1,934 sqft
Upper Floors Area	1,934 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	1,514 sqft
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	657 PAVIA LOOP
City	LAKE MARY
State	FL
Zip	32746-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 FOUNTAIN PARKE AT LAKE MARY PHASE 2 PB 70 PGS 70 - 76
Legal Range	30E
Legal Township	20S
Legal Section	08
Legal Subdivision	FOUNTAIN PARKE AT LAKE MARY
Legal Phase	2
Legal Tract	514
Legal Lot Number	50
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2053
Census Tract	20805

Owner

657 Pavia Loop is owned and occupied by an individual who bought it in March 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	657 PAVIA LOOP, LAKE MARY, FL 32746-2658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Oct 23, 2012 · Amount on File
Deed Document Number	2021027626
Deed Book / Page	9860 / 490
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 2, 2021
Property Address	657 PAVIA LOOP, LAKE MARY, FL 32746-2658
Document Number	0098600490
Book / Page	9860 / 490
Map Reference	MB 70 PG 70-76
Instrument Date	Feb 22, 2021
Instrument	2021027626
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,541.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1277 FARMSWORTH CT, 1277, DELAND, FL 32724-8090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 PAVIA LOOP, LAKE MARY, FL 32746-2658

Mortgage

Document Number	0009860492
Date	Mar 2, 2021
Instrument	9860/492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Lake Mary City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$405,871	$430,194 Land $65,000 Building $365,194
2023	Homeowner's exemption	$382,944 (+3%)	$428,948 (+7.5%) Land $65,000 Building $363,948
2022	$4,680.00 Homeowner's exemption	$371,790	$399,030 Land $60,000 Building $339,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Pavia Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Pavia Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20