Seminole County property record for 641 Pavia Loop, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,499 sqft · built 2012 |
| Lot Size | 0.034 acres (1,519 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Nov 2016) |
| Tax Bill | $6,177 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-514-0000-0460 |
| Primary APN | 08-20-30-514-0000-0460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,499 sqft Living Area |
| 1st Floor Area | 565 sqft |
| 2nd Floor Area | 1,934 sqft |
| Upper Floors Area | 1,934 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 1,519 sqft |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 641 PAVIA LOOP |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-2658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 FOUNTAIN PARKE AT LAKE MARY PHASE 2 PB 70 PGS 70 - 76 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 08 |
| Legal Subdivision | FOUNTAIN PARKE AT LAKE MARY |
| Legal Phase | 2 |
| Legal Tract | 514 |
| Legal Lot Number | 46 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 20805 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 18, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2016 · Amount on Record |
| Deed Sale | Nov 22, 2016 · Amount on Record |
| Prior Sale | Nov 2, 2012 · Amount on Record |
| Deed Document Number | 2016121376 |
| Deed Book / Page | 08809 / 1816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1030 N RONALD REAGAN BLVD, LONGWOOD, FL 32750-3014 |
| Document Number | 0104120287 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 10412/287 |
| Instrument | 2023027737 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0101170292 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 10117/292 |
| Instrument | 2021160002 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 5, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0099731962 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 9973/1962 |
| Instrument | 2021086679 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 641 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0097080661 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 9708/661 |
| Instrument | 2020104279 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Lake Mary City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,177.00 (+10.13%) | $430,194 (+0.29%) | $430,194 (+0.29%) Land $65,000 Building $365,194 |
| 2023 | $5,609.00 (+11.31%) | $428,948 (+15.37%) | $428,948 (+7.5%) Land $65,000 Building $363,948 |
| 2022 | $5,039.00 | $371,790 | $399,030 Land $60,000 Building $339,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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