St. Johns County property record for 657 Nautical Way, Saint Augustine, FL 32080 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,489 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Garage | Attached, 460 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,924.00 (2025) |
| Primary APN | 162931-2130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,489 sqft Living Area |
| Gross Area | 2,229 sqft Gross Area |
| 1st Floor | 1,489 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,227 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Porch Area | 333 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 657 NAUTICAL WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-9164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 28/81-84 COMMODORES CLUB PHASE 1-B BLOCK 2 LOT 13 OR4879/886 & 5125/1218(C/D) & 5155/282(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | COMMODORES CLUB PHASE 1B |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162931-2130
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Jan 19, 2021 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Feb 07, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage CALIBER HM LOANS |
| Dec 15, 2020 | Correction Deed ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 |
| Deed Sale | Jan 19, 2021 |
| Prior Sale | Feb 07, 2020 · Amount on Record |
| Deed Doc Number | 20216204 |
| Deed Book / Page | 5155 / 282 |
| Prior Transfer Date | Jan 08, 2021 |
| Prior Transfer Doc | 0051550282 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 657 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048231305 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 4823/1305 |
| Instrument | 2019081580 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 19, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 19, 2021 |
| Property Address | 657 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9164 |
| Document Number | 0051550282 |
| Book / Page | 5155 / 282 |
| Map Reference | MB 28 PG 80-84 |
| Instrument Date | Jan 08, 2021 |
| Instrument | 2021006204 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 657 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9164 |
| Document Number | 5155285 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 5155/285 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 07, 2020 |
| Property Address | 657 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9164 |
| Document Number | 0048790886 |
| Book / Page | 004879 / 000886 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 9952 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 657 NAUTICAL WAY ST AUGUSTINE FL 320809164, ST AUGUSTINE, FL 32080-9164 |
| Document Number | 48790903 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 004879/000903 |
| Instrument | 9955 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 657 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9164 |
| Document Number | 0051251218 |
| Book / Page | 005125 / 001218 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 114309 |
| Record Updated | Dec 23, 2020 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 657 NAUTICAL WAY ST AUGUSTINE FL 320809164, ST AUGUSTINE, FL 32080-9164 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,648 (+2.7%) | $370,962 (-8.46%) Land $110,000 Building $260,962 | |
| 2025 | $3,924.00 (+12.76%) Homeowner's exemption Widower's exemption | $309,297 (+5.99%) | $405,247 (-1.25%) Land $110,000 Building $295,247 |
| 2024 | $3,480.00 (+2.08%) | ||
| 2023 | $3,409.00 (+1.28%) Homeowner's exemption Widower's exemption | $291,825 (+3%) | $410,386 (+3.21%) Land $120,000 Building $290,386 |
| 2022 | $3,366.00 Homeowner's exemption Widower's exemption | $283,325 | $397,614 Land $100,800 Building $296,814 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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