St. Johns County property record for 644 Nautical Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1992 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (Apr 2018) |
| Tax Bill | $2,762 (2025) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 162931-1120 |
| Primary APN | 162931-1120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,286 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 225 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 644 NAUTICAL WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-9163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 24/46-47 COMMODORES CLUB 1-A BLOCK 1 LOT 12 OR4524/1564 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | COMMODORES CLUB 1-A |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21408 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Prior Sale | Sep 27, 2005 · Amount on Record |
| Deed Document Number | 201821632 |
| Deed Book / Page | 4524 / 1564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 3, 2018 |
| Property Address | 644 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9163 |
| Document Number | 0045241564 |
| Book / Page | 4524 / 1564 |
| Map Reference | MB24 PG46&47 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2018021632 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PARADISE TITLE OF ST A |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5210 KISSING CAMELS DR, 5210, COLORADO SPRINGS, CO 80904-1079 |
| Name | Verified Name |
|---|---|
| Address | 644 NAUTICAL WAY, SAINT AUGUSTINE, FL 32080-9163 |
| Document Number | 2018021633 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 2018021633 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | May 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,242 (+2.7%) | $425,449 (-8.03%) Land $100,000 Building $325,449 | |
| 2025 | $2,762.00 (+13.71%) Homeowner's exemption | $218,347 (+2.9%) | $462,587 (-1.51%) Land $100,000 Building $362,587 |
| 2024 | $2,429.00 (+2.14%) Homeowner's exemption | $212,193 (+3%) | $469,697 (+1.04%) Land $110,000 Building $359,697 |
| 2023 | $2,378.00 (+3.35%) Homeowner's exemption | $206,013 (+3%) | $464,867 (+2.49%) Land $110,000 Building $354,867 |
| 2022 | $2,301.00 Homeowner's exemption | $200,013 | $453,551 Land $95,200 Building $358,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber Intermediate Holdings, Verizon.
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