657 N Cherry St, Banning, CA 92220 Property Records

Riverside County property record for 657 N Cherry St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`541-053-008`

Property Details

APN / Parcel Number

Primary APN	`541-053-008`
Alternative APN	`541053003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	892 sqft
1st Floor Area	624 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Masonry / Concrete Block
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	541053003
Street Address	657 N CHERRY ST
City	BANNING
State	CA
Zip	92220-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16 ACRES M/L IN LOT 14 MB 015/009 DESERT VISTA TR
Legal Subdivision	DESERT VISTA TR
Legal Lot Number	14
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4003
Census Tract	44200

Owner

657 N Cherry St is owned and occupied by two individuals who acquired it in November 2025.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 N CHERRY ST, BANNING, CA 92220-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2025	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Oct 4, 2023	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 19, 2021	Affidavit of Death of Joint Tenant, Transfer
Dec 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025
Deed Sale	Nov 24, 2025
Prior Sale	May 20, 2024 · Amount on File
Deed Document Number	2025367477
Prior Transfer Date	Nov 19, 2025
Prior Transfer Doc	0000367477
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 24, 2025
Property Address	657 N CHERRY ST, BANNING, CA 92220-2701
Document Number	0000367478
Map Reference	MB 15 PG 9
Instrument Date	Nov 19, 2025
Instrument	2025-0367478
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 N CHERRY ST, BANNING, CA 92220-2701

Mortgage

Document Number	0000367479
Date	Nov 24, 2025
Instrument	2025-0367479

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 24, 2025
Property Address	657 N CHERRY ST, BANNING, CA 92220-2701
Document Number	0000367477
Map Reference	MB 15 PG 9
Instrument Date	Mar 19, 2025
Instrument	2025-0367477
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	657 N CHERRY ST, BANNING, CA 92220-2701

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 4, 2023
Property Address	657 N CHERRY ST, BANNING, CA 92220-2701
Document Number	0000294103
Map Reference	MB 15 PG 9
Instrument Date	Aug 24, 2023
Instrument	2023-0294103
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	657 N CHERRY ST, BANNING, CA 92220-2701

Mortgage

Document Number	0000294104
Date	Oct 4, 2023
Instrument	2023-0294104

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2021
Property Address	657 N CHERRY ST, BANNING, CA 92220-2701
Document Number	0000617617
Map Reference	MB 15 PG 9
Instrument Date	Sep 30, 2021
Instrument	2021-0617617
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 N HERMOSA PL, BANNING, CA 92220-2515

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 27, 2021
Property Address	657 N CHERRY ST, BANNING, CA 92220-2701
Document Number	0000757520
Map Reference	MB 15 PG 9
Instrument Date	Sep 30, 2021
Instrument	2021-0757520
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	895 N HERMOSA PL, BANNING, CA 92220-2515

Tax Assessment & Valuation

The 2025 property tax bill for 657 N Cherry St was $5,847, up 70.7% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,916 (-2.73%) Land $123,676 Building $265,240
2025	$5,847.00 (+70.67%)	$399,839 Land $119,954 Building $279,885
2024	$3,426.00 (+515.08%)
2023	$557.00 (-69.31%)	$35,317 Land $8,818 Building $26,499
2022	$1,815.00
2021			$207,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 N Cherry St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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