554 N Cherry St, Banning, CA 92220 Property Records

Riverside County property record for 554 N Cherry St, Banning, CA 92220 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2004
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2019)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`541-092-003`

Property Details

APN / Parcel Number

Primary APN	`541-092-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,041 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	541092003
Street Address	554 N CHERRY ST
City	BANNING
State	CA
Zip	92220-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR BLK 159 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal Subdivision	BANNING COLONY LANDS
Legal Block	159
Legal Lot Number	159
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4009
Census Tract	44200

Owner

Source: Riverside County records · APN 541-092-003

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	554 N CHERRY ST, BANNING, CA 92220-5739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC
Jul 09, 2019	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jul 09, 2019	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA, WFG TITLE CO/CA
Mar 05, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2019 · Amount on Record
Deed Sale	Jul 09, 2019 · Amount on Record
Prior Sale	Jul 09, 2019
Deed Document Number	2019-0251559
Record Updated	Jun 07, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	554 N CHERRY ST, BANNING, CA 92220-5739
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 N CHERRY ST, BANNING, CA 92220-5739

Mortgage

Document Number	0000057161
Date	Feb 25, 2026
Instrument	2026-0057161

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	554 N CHERRY ST, BANNING, CA 92220-5739
Transaction Type	Mortgage
Record Updated	Mar 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 N CHERRY ST, BANNING, CA 92220-5739

Mortgage

Document Number	0000084543
Date	Feb 18, 2022
Instrument	2022-0084543

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 09, 2019
Property Address	554 N CHERRY ST, BANNING, CA 92220-5739
Document Number	0000251559
Map Reference	MB 5 PG 186
Instrument Date	Jun 12, 2019
Instrument	2019-0251559
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	554 N CHERRY ST, BANNING, CA 92220-5739

Mortgage

Document Number	0000251560
Date	Jul 09, 2019
Instrument	2019-0251560

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Mortgage

Document Number	0000251562
Date	Jul 09, 2019
Instrument	2019-0251562

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 09, 2019
Property Address	554 N CHERRY ST, BANNING, CA 92220-5739
Document Number	0000251558
Instrument Date	Jun 12, 2019
Instrument	251558
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23550 DRACAEA AVE MORENO VALLEY CA 925533284, MORENO VALLEY, CA 92553-3284

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 05, 2019
Property Address	554 N CHERRY ST, BANNING, CA 92220-5739
Document Number	0000074285
Instrument Date	Mar 05, 2019
Instrument	74285
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23550 DRACAEA AVE MORENO VALLEY CA 925533284, MORENO VALLEY, CA 92553-3284

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,023.00 (+2.21%) Homeowner's exemption	$295,280 (+4.04%) Land $82,021 Building $213,259
2023	$3,936.00 (+2.18%) Homeowner's exemption	$283,816 Land $78,837 Building $204,979
2022	$3,852.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	About 1 in 429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 421 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, T-Mobile USA, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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