657 Jefferson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 657 Jefferson Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,276 sqft · built 1949
Lot Size0.175 acres (7,600 sqft)
OwnerCompany Name on File
Tax Bill$1,220 (2025)
Deeds & MortgagesSep 2025 Line of Credit
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APN488-310-02-00

Property Details

APN / Parcel Number

Primary APN488-310-02-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,276 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area7,600 sqft (0.175 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address657 JEFFERSON AVE
CityEL CAJON
StateCA
Zip92020-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 2 TR 002444
Legal SubdivisionHAMILTON SQUARE
Legal Tract002444
Legal Block3
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3008
Census Tract15802

Owner

Source: San Diego County assessment roll, APN 488-310-02-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address657 JEFFERSON AVE, EL CAJON, CA 92020-6008
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU
May 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 15, 2020
Transfer Doc0000241420
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address657 JEFFERSON AVE, EL CAJON, CA 92020-6008
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyMONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 JEFFERSON AVE, EL CAJON, CA 92020-6008

Mortgage

Document Number0000255521
DateSep 16, 2025
Instrument2025-0255521
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 15, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 13, 2020
Property Address657 JEFFERSON AVE, EL CAJON, CA 92020-6008
Document Number0000241420
Instrument DateApr 15, 2020
Instrument241420
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address657 JEFFERSON AVE EL CAJON CA 920206008, EL CAJON, CA 92020-6008

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$66,152 (+2%) Land $21,179 Building $44,973
2025$1,220.00 (-1.53%) Homeowner's exemption$64,856 (+4.04%) Land $20,764 Building $44,092
2023$1,239.00 (-2.44%) Homeowner's exemption$62,339 Land $19,958 Building $42,381
2022$1,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 618 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Jefferson Ave

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