545 Jefferson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 545 Jefferson Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1949
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (May 2000)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`488-310-09-00`

Property Details

APN / Parcel Number

Primary APN	`488-310-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 JEFFERSON AVE
City	EL CAJON
State	CA
Zip	92020-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 9 TR 002444
Legal Subdivision	HAMILTON SQUARE
Legal Tract	002444
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	15802

Owner

Source: San Diego County assessment roll, APN 488-310-09-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 JEFFERSON AVE, EL CAJON, CA 92020-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2000 · Amount on Record
Deed Sale	May 12, 2000 · Amount on Record
Prior Sale	Apr 22, 1992 · Amount on Record
Deed Document Number	2000247738
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 JEFFERSON AVE, EL CAJON, CA 92020-6006
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 JEFFERSON AVE, EL CAJON, CA 92020-6006

Mortgage

Document Number	0000530630
Date	Dec 28, 2018
Instrument	2018-0530630

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$262,568 (+2%) Land $109,728 Building $152,840
2025	$3,533.00 (+3.55%) Homeowner's exemption	$257,421 (+4.04%) Land $107,577 Building $149,844
2023	$3,412.00 (+1.1%) Homeowner's exemption	$247,426 Land $103,400 Building $144,026
2022	$3,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 618 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HELIX WATER DISTRICT serves 277,918 people
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.