Kane County property record for 647 Jay St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 1934 |
| Lot Size | 0.137 acres (5,963 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,500 (Apr 2017) |
| Tax Bill | $4,138 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-427-015 |
| Primary APN | 06-24-427-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Frame |
| Lot Area | 5,963 sqft (0.137 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 647 JAY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUNGES ADDN EAST 1/2 LOTS 1 & 2 BLOCK 4 & PART EAST 1/2 SOUTHEAST 1/4 SEC 24-41-8 DESC IN DOC 1544974 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 24 |
| Legal Subdivision | RUNGES ADDN |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 647 JAY ST, ELGIN, IL 60120-7918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Deed Document Number | 201720608 |
| Prior Transfer Date | Nov 4, 1998 |
| Prior Transfer Doc | 0000108633 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,138.00 (+15.75%) Homeowner's exemption | $62,251 (+8.57%) Land $14,533 Building $47,718 | $186,828 (+8.57%) Land $43,616 Building $143,211 |
| 2024 | $57,337 (+21.39%) Land $13,386 Building $43,951 | $172,080 (+21.44%) Land $40,174 Building $131,906 | |
| 2022 | $3,575.00 (+5.02%) Homeowner's exemption | $47,232 (+6.96%) Land $11,027 Building $36,205 | $141,696 (+6.96%) Land $33,081 Building $108,615 |
| 2021 | $3,404.00 Homeowner's exemption | $44,158 Land $10,309 Building $33,849 | $132,474 Land $30,927 Building $101,547 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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